by Ben Rickard | Mar 27, 2024 | Insurance
As an apprentice working for a builder, hopefully on wages and not as a contractor, you have less to worry about than the business owner. But if your plan is to go out on your own one day it pays to have at least a basic understanding of the risks you will need to...
by Ben Rickard | Mar 8, 2024 | Insurance, Risk Management
Three companies working in the construction sector have been sentenced for two separate incidents that each resulted in the tragic death of a young worker. In the first incident, a 21-year-old was killed when the steel beam he was removing fell and killed him on a...
by Ben Rickard | Jan 17, 2024 | Insurance
A liability policy pays for the loss that someone else has suffered but that you’re responsible for. With public liability (also known as general or broadform liability) this generally equates to the value of the property that has been damaged. If that property...
by Ben Rickard | Jan 7, 2024 | Insurance
It’s not uncommon for accidental damage to potentially be covered under both contract works and liability insurance. Generally, this comes up when a sub-contractor has caused damage to other parts of the work in progress. For example, where the plumber hasn’t fitted...
by Ben Rickard | Dec 12, 2023 | Insurance, Risk Management
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are eight things you should remember: 1. Secure your sites before you go (and take your tools with...
by Ben Rickard | Nov 7, 2023 | Insurance
Insurers have different approaches to the way they cover issues of faulty workmanship. This is particularly relevant for contractors that commonly work on or around other people’s property. Which cover is the right one depends on the type of work you’re doing. It is...