Who is your business’ most important person? What would happen to your business if that person was unable to work for a period of time? Small & medium sized businesses, like the majority of Kiwi building firms, generally have one or two people that they depend on...

Most trade businesses start when a builder or tradie, for a whole range of reasons, decides to go out on their own after first working for someone else for a few years. But is your training and experience suitable when it comes to running a business? In this article we outline the insurance basics you need to consider before going out on your own for the first time.