NZ Trade Group has teamed up with Builtin to offer its members insurance that’s tailored to the needs of electrical contractors.

Because Builtin works exclusively with construction and specialist trades businesses our policies are designed for you.

Builtin’s Subcontractors Payment Guarantee pays you 75% of the money you’re owed if your head contractor goes bust and leaves you unpaid for work done. Read more.

Subcontractors Payment Guarantee

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Public liability insurance covers claims for accidental property damage or loss (and in some cases injury). Our policy includes cover for the building you’re working on and optional cover for damage caused by faulty workmanship, which is an exclusion under policies offered by general insurers. Read more.

Public Liability Insurance

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While it’s common for tradespeople to insure their vehicle, in fact your most valuable income earning asset is probably yourself.  If you’re offline for any length of time then your business and your income may suffer directly. While ACC will cover accidental injury (although payments are capped), it provides no cover for disease or other illness. Read more.

Illness / Income Protection

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Every year hundreds of construction companies in New Zealand cease trading, often leaving their subbies thousands of dollars out of pocket.  A retention bond means you get paid in full on each invoice, without cash retentions being withheld. Read more.

Retention Bonds

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Tools & Mobile Assets Insurance

Cover the cost of replacing your tools & other mobile assets if they're stolen or damaged.  Benefits include replacement value cover, so you can buy new for old, and fast claims response times, so you can be back up and running quickly. Read more.

Tools Insurance

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Commercial Vehicle Insurance

Protect your business vehicles anywhere in New Zealand. Comprehensive, Third Party Only and Third Party, Fire & Theft options are available. Builtin's policy automatically includes signwriting at no additional cost. Read more.

Commercial Motor Vehicle Insurance

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