One of the least considered but most important areas of risk management for business owners and the self employed is their risk of experiencing a financial loss.

This could be as a result of the insolvency of a main contractor, or from loss of income following an accident or illness.

Subcontractors Payment Guarantee

If you’re sub-contracting and your main contractor goes bust you could lose thousands in unpaid invoices. Builtin’s Subcontractors Payment Guarantee pays 75% of the money owing to you if this happens. Read more.

Subcontractors Payment Guarantee

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Illness & Income Protection

While it’s common for tradespeople to insure their vehicle, in fact your most valuable income earning asset is probably yourself. If you’re offline for any length of time then your business and your income may suffer directly. Read more.

ACC Optimisation, Illness & Income Protection

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Retention/Defects Liability Bonds

Every year hundreds of construction companies in New Zealand cease trading, often leaving their subbies thousands of dollars out of pocket. A retention bond means your own money isn’t at risk. You get paid in full and there’s no chasing to get your money back at the end of the maintenance period. Read More.

Retention Bonds

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