It’s not uncommon for people to confuse these two types of insurance and think that they offer similar cover. They don’t! INCOME PROTECTION Provides regular monthly payments to replace your income if you’re unable to work due to illness or injury. Won’t ACC do that?...

The risk of bad debt is substantial for trade businesses, but not one often considered or well managed. This is especially true for small business owners, who may not have the time or expertise to understand the problem, let alone find solutions. This article has some tips to help reduce bad debt risk in construction.

There are many ways that a construction project can go pear shaped. Unforeseen events can substantially affect the ability of the parties involved to complete it within time and budget. This article explains the insurance options to reduce the risk of such an event taking your business down.

At Builtin we think that the more our clients, and indeed all trade contractors and professionals, understand their cover and how insurance works, particularly when it comes to making a claim, the better their experience of it will be. That’s why we’ve written this...

One of the most common questions we get asked is what insurance a builder (or sparky, plumber, roofer, tiler etc) should have. Everyone wants what we call the “Goldilocks Package”: not too little, not too much, but just the right amount. Here’s what our Goldilocks Insurance Package includes.

Every building project involves risk (as does everything in business and in life). The risk may be higher or lower, depending on a whole range of factors, and you will need to eliminate, isolate or minimise these risks through a range of measures. One thing you must...

Tradie vehicles are a prime target for thieves, often because they contain expensive and easy to sell tools. And because they are more likely to be left unlocked as workers need to regularly gain access to them. Here are our top tips to reduce the impact on you and your business of falling victim to theft.

The ins and outs of insurance can be confusing for anyone. As with any contract they have to cover a lot of different situations, which means they can be long and difficult to grasp in simple terms. This especially true for liability cover, as events can be incredibly...

This is a question we’re getting on an almost daily basis. And it’s because more and more builders are coming to appreciate the full scope of their liability.

At this time of year it’s common for people to spend time thinking about what’s important to them. For many family is top of the list. Here’s a quick overview of the most common policies, like loss of earnings/income protection, to protect you & your family if something unexpected happens.

A recent contract works claim for earthquake damage to a driveway was subject to an excess of $10,000. Depending on the contract terms the builder may have to pay it. In this case, a new home was under construction and nearing completion when an earthquake struck,...

Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman – a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good. In September 2014,...