by Ben Rickard | Feb 16, 2026 | Insurance, Liability
When you run a business you’re managing risk every day — and that also includes the potential legal and financial exposure that comes from employing staff. Two important but often confused types of insurance that help manage those risks are Employers Liability and...
by Ben Rickard | Feb 9, 2026 | Insurance, Liability
From 15th January 2026 an exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are quite a few conditions to meet before the exemption will apply, so it’s critical builders...
by Ben Rickard | Jan 29, 2026 | Insurance, Risk Management
When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a...
by Ben Rickard | Jan 20, 2026 | Insurance, Liability, Risk Management
One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right....
by Ben Rickard | Dec 16, 2025 | Insurance, Risk Management
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you)...
by Ben Rickard | Sep 28, 2025 | Insurance
For the purposes of insurance anything that should be road registered is considered to be a vehicle. That includes trailers. These must be insured on a vehicle insurance policy and won’t be covered under a “mobile assets” or tools and equipment...
