Articles, Guides, Checklists and Videos
Articles
Insurance 101 For Painters
One overspray incident or spilled tin of primer can cost a painting business tens of thousands of dollars. This guide covers the cover every painter needs, from public liability with the right workmanship extensions to statutory liability, vehicles, tools and income protection. It also explains what to check before choosing a broker so your claim gets paid when it matters.
Mandatory Home Warranties: Where the Building Amendment Bill Is At
Mandatory home warranties are coming for residential work over $100,000. Here’s what’s proposed, when it could bite, and who currently offers cover.
Examples of Builders’ Liability for Errors by Engineers, Architects and Surveyors
The Government has introduced legislation that would see construction move from joint and several liability to proportionate liability. This changes how compensation is allocated to liable parties, it does not remove a builder's own legal responsibilities. A builder...
Spot-Fixed Tiles: The Bathroom Timebomb That Builders End Up Paying For
One of the most expensive defects a residential builder will face is a leaking bathroom. Ironically, many of these failures begin with a bathroom that looked perfect on handover. Hidden behind the tiles, however, is a shortcut that can turn into a six-figure liability: spot fixing (also known as dot or dab fixing).
If It Moves Under Its Own Power, Your Tools Policy Probably Won’t Cover It
The “mechanically propelled vehicles” exclusion in tools and mobile assets policies is wider than most tradies think. Here’s what it catches and where that gear should be insured.
Court rules dented roof was not excluded as “faulty workmanship”
A recent High Court decision, IAG New Zealand Ltd v Aubrey, is a good result for anyone relying on a contract works policy. The Court found that a common exclusion for the cost of “fixing faulty workmanship” was narrower than the insurer argued. As a result, damage caused by a contractor during the works was covered.
Videos
Guides & Checklists
Simple Risk Management Checklist
Use the checklist below to lower the odds of some of the most common risks faced by construction companies and tradies happening to you and your projects.
Key Risk Checklist for Builders
Work through the checklist to see how well you're managing the top 5 risks identified by builders. It's recommended to use the checklist for every job or project.
Building Contractor Risk Scorecard
Use this form to regularly assess key areas of risk. This will help identify trends in performance and indicate where action needs to be taken.
Easy Guide to Contract Works Insurance
Builtin’s Guide to Contract Works Insurance outlines some of the most important issues with this type of cover that builders need to be aware of when starting a new project.
Defective Workmanship Cover Explained
Defective workmanship—by you or your team—can expose you to thousands in liability, legal fees, and damages. Make sure you're properly protected.
Basic Tool Inventory for Builders
Use this table to work out how much your tools are worth and keep a record of them. You can save and update the list any time. You will be able to print a copy.
Builders Insurance Requirements Checklist
Use this form to check if there are any gaps in your insurance coverage compared to the areas of risk that you're exposed to.
Construction Project Risk Checklist
Use this form for each new job or project. It will help ensure you have covered off the most important tasks to mitigate risk to the project's success.
Construction Project Insurance Checklist
Every building project involves risk. The risk may be higher or lower, depending on a whole range of factors, and you will need to eliminate, isolate or minimise these risks.