Tradies Risk Management Checklist
Liability Claims for Tilers & Waterproofers
With thousands of construction clients Builtin has seen more than our fair share of claims from tilers & waterproofers. Here are a few examples to help explain why liability insurance is so important for them.
read moreWhat Does Public Liability Insurance Cover?
This is probably the most common question we get at Builtin. It’s crucially important to tradies that they understand the answer, as, depending on who your policy is with, there are things public liability doesn’t cover that you need to be aware of. As an aside: Twice...
read moreSome Liability Claims Examples for Concrete Contractors
With thousands of construction-related clients Builtin has seen more than our fair share of claims from concrete contractors. Here are a few examples to help explain why liability insurance is so important for them.
read moreYet More Obligations On Builders? – MBIE Review Of Insurance Requirements
MBIE are currently reviewing aspects of New Zealand’s building system. Part of this review includes how risk is allocated across the various players in the sector. One recommendation would: Require that a guarantee and insurance product is put in place for all...
read moreWhen Illness Comes Out of the Blue
Towards the end of 2014 Michael Scott and his wife met with their financial adviser and took out Partners Life cover. Just a few months later Michael noticed a slight tremor in his left hand. As scan confirmed that he had Parkinson’s Disease. At only 50 years old, it was a diagnosis that would change the course of his life.
read moreCan You Ever Be Covered For Everything? 10 Year Builders Guarantee vs Professional Indemnity Insurance
We often hear from builders who want to make sure they're "covered for everything". Unfortunately, protecting yourself from every possible event is, like life, simply not possible. Like life, insurance is a balance between risk and cost. However, there are some risks...
read moreAre you a director of your own limited company? You could be held personally liable if your company fails
In February this year the directors of Mainzeal were ordered to pay $36m for breaching their duties under section 135 of the Companies Act because Mainzeal was trading while balance sheet insolvent before it collapsed in 2013. Do you know if your company is solvent? ...
read more12 of our most common contract works insurance questions
Whether you’re building new or doing an alteration, extension or renovation, your contract will require that contract works insurance is arranged. Even if you don’t have a contract, for example if you’re doing a spec build, building your own house or if the job is...
read moreHR Essentials for Tradies + a Special Offer for Builtin Customers
Understanding Why A Good Thing Changes With over 25 years working in Human Resources across a range of industries and companies there’s not much I haven’t seen when it comes to how people behave in the workplace. From staff repeatedly calling in sick, (but where the...
read moreThe cost of cyber crime to construction businesses is growing fast
Have you taken the simple steps needed to protect your identity, email, banking and business data from identity thieves, hackers or ransomware? Scammers are targeting builders because they are more likely to send invoices for large one-off amounts that can be...
read moreBuiltin’s 6 tips to avoid an unpleasant surprise at Christmas
It's easy to forget things when you're thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are six things you should remember: 1. Secure your sites before you go (and take your tools with you) They're...
read moreMaking KiwiSaver easy for tradies (it’s free money from the Government so why wouldn’t you?)
The Government will give you over $500 every year if you contribute the minimum amount to your KiwiSaver account each year, so why wouldn’t you? Builtin makes it easy for tradies to sign up to KiwiSaver. This article explains the basics of KiwiSaver.
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