Tradies Risk Management Checklist
It's easy to forget things when you're thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are seven things you should remember: 1. Secure your sites before you go (and take your tools with you) They're...
This presentation includes examples of WorkSafe prosecutions of construction companies. It explains the insurance available to cover health & safety liability, as well as employee disputes.
With the recent Sky City Convention Centre fire a hot topic (ha ha) now is a good time to highlight the expectations insurers generally have around hot work claims.
There are far too many examples of trade firms being penalised for not following the right processes when dealing with an employment dispute. Regardless of the merit of the dispute, if you don’t follow the right procedures, you could be in trouble. Even with the best processes in place you may at some point have to deal with a disgruntled employee and have to face the Employment Relations Authority. At the very least you will need to engage professional legal services to help you through a dispute.
Builders can be liable for mistakes made by their subbies or consultants, whose terms of trade often limit their liability. It is wishful thinking in the extreme to assume someone else’s insurance will protect you, even if you’re only liable because of their mistake.
There are a few key triggers that must be met before your public liability insurance claim can even be considered. One of them is that a third party must have suffered a loss, typically due to physical damage you’ve done, that they are holding you responsible for.
One of the triggers to a public liability insurance claim is that the event that causes damage must be within the policy period. This can be the source of misunderstanding because there are often a few different events associated with a claim, so you need to understand which is the important one.
With thousands of construction clients Builtin has seen more than our fair share of claims from plumbers, gasfitters & drainlayers. Here are a few examples to help explain why liability insurance is so important for them.
With thousands of construction clients Builtin has seen more than our fair share of claims from tilers & waterproofers. Here are a few examples to help explain why liability insurance is so important for them.
This is probably the most common question we get at Builtin. It’s crucially important to tradies that they understand the answer, as, depending on who your policy is with, there are things public liability doesn’t cover that you need to be aware of. As an aside: Twice...
With thousands of construction-related clients Builtin has seen more than our fair share of claims from concrete contractors. Here are a few examples to help explain why liability insurance is so important for them.
MBIE are currently reviewing aspects of New Zealand’s building system. Part of this review includes how risk is allocated across the various players in the sector. One recommendation would: Require that a guarantee and insurance product is put in place for all...