Builtin specialise in guarantees and insurance for builders and specialist trades. We aim to make the process of getting a quote and arranging cover that’s tailored to your business as quick and easy as possible, and our experienced staff are always on hand to answer your questions.

Builtin are not brokers, we work with a select number of insurers based on their terms, pricing and service to provide the best possible cover for tradespeople, at the best possible price.

Public liability insurance

This covers claims for accidental property damage or loss (and in some cases injury). Our policy automatically includes cover for damage caused by faulty workmanship. Read more.

Statutory liability insurance

This covers you for the fines and penalties imposed under New Zealand Acts of Parliament.  It also covers the costs of defending these cases in court if necessary.  While health & safety fines cannot legally be insured for, the policy will pay legal defence costs if you're prosecuted and reparations if they are awarded by a judge. Read more.

Employers liability insurance

This covers you for claims for compensation from employees alleging they suffered personal injury during the course of their employment that isn't covered by ACC. It also covers the legal costs for defending such claims.  Read more.

Professional (Errors & Omissions) Indemnity

This will cover your legal costs and damages if you and/or your business are held responsible for a mistake that has caused someone a financial loss. Read more.

LBP Professional Indemnity

This covers the costs of defending a complaint to the Building Practitioners Board, liability for damages from mistakes made in RBW Records of Work documentation and claims arising from LBPs supervising non-LBPs performing restricted building work. Read more.

Contract Works Insurance

Whether you’re building new or doing an alteration, extension or renovation, your contract and/or the mortgage lender will require that contract works insurance is arranged to cover the work.  Also known as builders risk, the policy covers sudden and accidental loss or damage to the works specified in the contract. Read more.

Tools & Mobile Assets Insurance

Cover the cost of replacing your tools & other mobile assets if they're stolen or damaged.  Benefits include replacement value cover, so you can buy new for old, and fast claims response times, so you can be back up and running quickly. Read more.

Commercial Vehicle Insurance

Protect your business vehicles anywhere in New Zealand. Full Cover, Third Party Only and Third Party, Fire & Theft options are available. Builtin's policy automatically includes signwriting at no additional cost. Read more.

Illness & Income Protection

While it’s common for tradespeople to insure their vehicle, in fact your most valuable income earning asset is probably yourself. If you’re offline for any length of time then your business and your income may suffer directly. Read more.