New Zealand's Trade Insurance Experts

The team at Builtin are ready to help you. We specialise in builders and tradies insurance.

If you know what you need get an instant quote now.

Or speak to one of our expert brokers and let us personalise a package to suit your business.

Try Our Instant Quote Tool

Get an instant quote for our trade package, including liability, tools, vehicles and professional indemnity. You can take the full package or just choose the cover that's right for your business. Five minutes is all it takes!

Our trade package includes these options:

Liability Cover

Tools & Equipment

Commercial Vehicles

Get an instant quote for contract works insurance or give us a call and speak to an adviser:


Get an instant quote for contract works insurance


Get in touch with one of our trade insurance experts to discuss your needs

Plus, we can arrange any other cover you may require, including:

Bonds & Guarantees

Including builders guarantees, retention & performance bonds.

Contractors Plant & Equipment

Protecting your equipment from damage and theft.

Material Damage

This can include office contents & equipment, as well as buildings and other physical assets.

Health & Medical

Covering hospital and other medical costs.

Income Protection

In case you're unable to work through accident or illness.


Providing a lump sum on death or terminal illness.

Private Houses

For your own home, rental property or holiday house.

Private Vehicles & Boats

For your cars, bikes, caravans, boats etc.

Private Contents

Covering your personal property from theft, loss and accidental damage.

10 Year Builders Guarantee

Secure complete peace of mind when building a new home or doing alterations with an independent, third party guarantee.  

As a trade professional working in an industry with unique challenges, does your insurance match the risks you face?

You face liability for accidental damage to property, the cost of fixing faulty or defective workmanship and the risk of loss or damage to property from theft, fire and natural hazards.

In addition to this, builders have liability for 10 years under the Building Act and have a duty of care under the law to ensure that everything you build is fit for purpose.  Mistakes, errors and omissions that result in a loss for your client (or anyone else for that matter) can be messy, and if lawyers get involved will be costly!

It makes sense to ensure you have the right cover in place, cover that is tailored to your unique needs, risks and potential claims as a construction trade professional.  Builtin’s policies are tailored to the building industry, giving you cover you can’t find anywhere else.

Customer Testimonials

You guys are great! When we had a claim it was sorted no worries. Keli Betterbuild Queenstown Limited
Any homeowner who doesn’t get a 10 year warranty is crazy. We’ve been using Builtin for theirs for about a year now and the experience has been great. Kim is very helpful and the process is smooth and easy. Tim Rutherford Celtic Construction Limited
The Tradies Risk Management Checklist is a very helpful tool and a valuable exercise for me to perform! So thank you. I would also like to add that your service is superb and what makes it so special is the personal touch. Mandy & James Cosgrove Cossie Builders Limited
I’ve been using your guarantee for many years and have always had great service. Your communication is excellent and if there’s ever an issue you sort it out straight away. I would recommend Builtin to anyone. Brent Smith BOS Construction

Member Benefits

With a HazardCo membership you gain access to all the tools you need to simply and easily manage Health and Safety in your workplace. It allows you to cut down on the time-consuming parts of health and safety and get back on the tools. Builtin customers get 10% off their annual HazardCo membership. Find out more.

Tradie HR is dedicated to providing human resource support tailored to Kiwi trades businesses of all shapes & sizes. This includes legally compliant contracts and processes, people strategy, problem solving and advice. Builtin customers get one hour of consultation with Leigh for free. Find out more.

The Trades Coach

Andy Burrows is the Trades Coach. He helps the owners of trades-based businesses sort out their business frustrations and helps them get a life. He specialises in mentoring and coaching and Builtin customers benefit from a free strategy session. Find out more.

Latest Articles

Retentions Regime Under Review Again!

Retentions Regime Under Review Again!

The protection of retentions has been an issue in the construction industry for years, not just in New Zealand but globally. Amendments to the Construction Contracts Act a few years back put obligations on head contractors to protect those retentions by holding them...

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