As a trade professional working in an industry with unique challenges, does your insurance match the risks you face?
You face liability for accidental damage to property, the cost of fixing faulty or defective workmanship and the risk of loss or damage to property from theft, fire and natural hazards.
In addition to this, builders have liability for 10 years under the Building Act and have a duty of care under the law to ensure that everything you build is fit for purpose. Mistakes, errors and omissions that result in a loss for your client (or anyone else for that matter) can be messy, and if lawyers get involved will be costly!
It makes sense to ensure you have the right cover in place, cover that is tailored to your unique needs, risks and potential claims as a construction trade professional. Builtin’s policies are tailored to the building industry, giving you cover you can’t find anywhere else.
Request a quote for our tradie package. You can take it all or pick and choose the cover that's right for your business.
Or choose the policy you need and get an instant quote online.
We've had great service from you guys, your pricing is second to none and when I had my windscreen claim it was a breeze.
Applying for cover when I need it is easy and when I ring you guys up I don't have to explain myself 10 times before talking to someone who can help.
The Builtin team are great to deal with, they're helpful and friendly and always respond on email or when we call. We like to have all our insurance in one place and Builtin have helped us sort it all out, I'd recommend them to every builder.
Edwards & Co
I've been using your guarantee for many years and have always had great service. Your communication is excellent and if there's ever an issue you sort it out straight away. I would recommend Builtin to anyone.
Are you a director of your own limited company? You could be held personally liable if your company fails
In February this year the directors of Mainzeal were ordered to pay $36m for breaching their duties under section 135 of the Companies Act because Mainzeal was trading while balance sheet insolvent before it collapsed in 2013. Do you know if your company is solvent? ...read more
Whether you’re building new or doing an alteration, extension or renovation, your contract will require that contract works insurance is arranged. Even if you don’t have a contract, for example if you’re doing a spec build, building your own house or if the job is...read more
Financial failure is the most common reason a building company ends up in liquidation. That’s why it’s critically important that builders have a good handle on the key financial indicators of their business. Here are the top 7 numbers you should be familiar with.read more
Once again MBIE is looking into the feasibility of making it compulsory for builders to take out insurance. Insurance to protect homeowners that is. This approach is common in Australia, where individual states require builders to be licensed and take out insurance...read more