The team at Builtin are ready to help you. We specialise in builders and tradies insurance.
If you know what you need get an instant quote now.
Or speak to one of our expert brokers and let us personalise a package to suit your business.
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Get an instant quote for our trade package, including liability, tools, vehicles and professional indemnity. You can take the full package or just choose the cover that's right for your business. Five minutes is all it takes!
Our trade package includes these options:
Tools & Equipment
Get an instant quote for contract works insurance or give us a call and speak to an adviser:
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SPEAK WITH A BROKER
Get in touch with one of our trade insurance experts to discuss your needs
Plus, we can arrange any other cover you may require, including:
Bonds & Guarantees
Including builders guarantees, retention & performance bonds.
Contractors Plant & Equipment
Protecting your equipment from damage and theft.
This can include office contents & equipment, as well as buildings and other physical assets.
Health & Medical
Covering hospital and other medical costs.
In case you're unable to work through accident or illness.
Providing a lump sum on death or terminal illness.
For your own home, rental property or holiday house.
Private Vehicles & Boats
For your cars, bikes, caravans, boats etc.
Covering your personal property from theft, loss and accidental damage.
As a trade professional working in an industry with unique challenges, does your insurance match the risks you face?
You face liability for accidental damage to property, the cost of fixing faulty or defective workmanship and the risk of loss or damage to property from theft, fire and natural hazards.
In addition to this, builders have liability for 10 years under the Building Act and have a duty of care under the law to ensure that everything you build is fit for purpose. Mistakes, errors and omissions that result in a loss for your client (or anyone else for that matter) can be messy, and if lawyers get involved will be costly!
It makes sense to ensure you have the right cover in place, cover that is tailored to your unique needs, risks and potential claims as a construction trade professional. Builtin’s policies are tailored to the building industry, giving you cover you can’t find anywhere else.
With a HazardCo membership you gain access to all the tools you need to simply and easily manage Health and Safety in your workplace. It allows you to cut down on the time-consuming parts of health and safety and get back on the tools. Builtin customers get 10% off their annual HazardCo membership. Find out more.
Tradie HR is dedicated to providing human resource support tailored to Kiwi trades businesses of all shapes & sizes. This includes legally compliant contracts and processes, people strategy, problem solving and advice. Builtin customers get one hour of consultation with Leigh for free. Find out more.
Andy Burrows is the Trades Coach. He helps the owners of trades-based businesses sort out their business frustrations and helps them get a life. He specialises in mentoring and coaching and Builtin customers benefit from a free strategy session. Find out more.
Doing alterations or building a new house? Building materials inflation means you may be underinsured
Contract works (also known as builders risk) insurance insures your building work in case of accidental damage or loss. But in the current market, with prices on some key materials increasing by more than 50% in less than a year are you sufficiently insured?
Have you ordered materials early before a job starts? They may not be covered by the contract works insurance
Contract works insurance commences on the later of the date on the policy or when work starts on site. So, if you have bought materials early they may not be covered if work has yet to begin. With prices rising and supply chains stretched it’s tempting for builders to...
The protection of retentions has been an issue in the construction industry for years, not just in New Zealand but globally. Amendments to the Construction Contracts Act a few years back put obligations on head contractors to protect those retentions by holding them...
A lot of insurance is tied to contracts, so it’s critical you understand what’s in your contract and comply with the requirements in there. Even if you use a standard contract, things might change and you need to be on top of this, or you might end up in hot water....