As a trade professional working in an industry with unique challenges, does your insurance match the risks you face?
You face liability for accidental damage to property, the cost of fixing faulty or defective workmanship and the risk of loss or damage to property from theft, fire and natural hazards.
In addition to this, builders have liability for 10 years under the Building Act and have a duty of care under the law to ensure that everything you build is fit for purpose. Mistakes, errors and omissions that result in a loss for your client (or anyone else for that matter) can be messy, and if lawyers get involved will be costly!
It makes sense to ensure you have the right cover in place, cover that is tailored to your unique needs, risks and potential claims as a construction trade professional. Builtin’s policies are tailored to the building industry, giving you cover you can’t find anywhere else.
Request a quote for our tradie package. You can take it all or pick and choose the cover that’s right for your business.
Or choose the policy you need and get an instant quote online.
You guys are great! When we had a claim it was sorted no worries.
Betterbuild Queenstown Limited
Any homeowner who doesn’t get a 10 year warranty is crazy. We’ve been using Builtin for theirs for about a year now and the experience has been great. Kim is very helpful and the process is smooth and easy.
Celtic Construction Limited
The Tradies Risk Management Checklist is a very helpful tool and a valuable exercise for me to perform! So thank you. I would also like to add that your service is superb and what makes it so special is the personal touch.
Mandy & James Cosgrove
Cossie Builders Limited
I’ve been using your guarantee for many years and have always had great service. Your communication is excellent and if there’s ever an issue you sort it out straight away. I would recommend Builtin to anyone.
With a HazardCo membership you gain access to all the tools you need to simply and easily manage Health and Safety in your workplace. It allows you to cut down on the time-consuming parts of health and safety and get back on the tools. Builtin customers get 10% off their annual HazardCo membership. Find out more.
Tradie HR is dedicated to providing human resource support tailored to Kiwi trades businesses of all shapes & sizes. This includes legally compliant contracts and processes, people strategy, problem solving and advice. Builtin customers get one hour of consultation with Leigh for free. Find out more.
Black International's Orchid device is a unique, Kiwi designed GPS locator chip that allows you to track your assets anywhere in the world. Easily hidden inside the housing of your power tools the Orchid is powered by the tool's own battery. No SIM card is required and you can use the free app to find where your items are at any time. One year's subscription is included with every purchase. Builtin customers get a special rate of $85+GST per unit. Find out more.
With the recent Sky City Convention Centre fire a hot topic (ha ha) now is a good time to highlight the expectations insurers generally have around hot work claims.
There are far too many examples of trade firms being penalised for not following the right processes when dealing with an employment dispute. Regardless of the merit of the dispute, if you don’t follow the right procedures, you could be in trouble. Even with the best processes in place you may at some point have to deal with a disgruntled employee and have to face the Employment Relations Authority. At the very least you will need to engage professional legal services to help you through a dispute.
MBIE are currently reviewing aspects of New Zealand’s building system. Part of this review includes how risk is allocated across the various players in the sector. One recommendation would: Require that a guarantee and insurance product is put in place for all...
Can You Ever Be Covered For Everything? 10 Year Builders Guarantee vs Professional Indemnity Insurance
We often hear from builders who want to make sure they're "covered for everything". Unfortunately, protecting yourself from every possible event is, like life, simply not possible. Like life, insurance is a balance between risk and cost. However, there are some risks...