As a trade professional working in an industry with unique challenges, does your insurance match the risks you face?
You face liability for accidental damage to property, the cost of fixing faulty or defective workmanship and the risk of loss or damage to property from theft, fire and natural hazards.
In addition to this, builders have liability for 10 years under the Building Act and have a duty of care under the law to ensure that everything you build is fit for purpose. Mistakes, errors and omissions that result in a loss for your client (or anyone else for that matter) can be messy, and if lawyers get involved will be costly!
It makes sense to ensure you have the right cover in place, cover that is tailored to your unique needs, risks and potential claims as a construction trade professional. Builtin’s policies are tailored to the building industry, giving you cover you can’t find anywhere else.
Builtin specialise in guarantees and insurance for builders and trade professionals. We aim to make the process of getting a quote and arranging cover that’s tailored to your business as quick and easy as possible, and our experienced staff are always on hand to answer your questions.
Builtin are not brokers, we work with a select number of insurers based on their terms, pricing and service to provide the best possible cover for tradespeople, at the best possible price.
Homefirst Accredited Builders can offer their clients New Zealand’s best independent 10 year guarantee, and at the same time protect themselves from future liability for defects.
Builders have liability for 10 years under the Building Act and a duty of care to ensure that everything you build is fit for purpose. Providing your clients with an independently-insured 10 year guarantee from Builtin gives your clients peace of mind as well as insuring you from future liability for defects.
If there’s one asset a tradie will have insured it’s their ute/van/wagon/truck. This article lists 8 tips to help ensure you have the right cover and are getting the best value from your policy.read more
Tools theft is rife around the country at the moment and if it hasn’t happened to you yet you’ve probably at least heard of it happening to someone you know. We’re urging all tradies to take extra precautions when on site and to ensure your tools are securely locked away, ideally out of sight from the road at night.read more
Once again MBIE is looking into the feasibility of making it compulsory for builders to take out insurance. Insurance to protect homeowners that is. This approach is common in Australia, where individual states require builders to be licensed and take out insurance...read more
The Building Act imposes a number of “implied warranty” obligations on builders. This means builders automatically provide these warranties to their clients when doing any residential building work.read more