Builtin Insurance Brokers

New Zealand’s construction insurance experts for more than 20 years.

Our Services

For Trade Businesses

Get an instant quote for our package of liability, vehicle and tools cover. Quote Now

For Large Construction Firms

Specialist advice and risk management services. Find Out More

Contract Works Insurance

Quote and apply online for residential and light commercial projects up to $2.5m. Quote Now

Specialist Programmes

Tiny Homes & relocatables, energy efficiency and airtightness assessors and more.

Get an Instant Quote for Contract Works Insurance

For all residential and light commercial construction projects. Our simple quote calculator means you can get your project covered quickly with best in class policy benefits.

Try Our Instant Quote Tool for Your Business Cover

Including liability, tools, and vehicle insurance. Take the full package or just choose the cover that's right for your business. Five minutes is all it takes!

No Client Too Big Or Too Small

The team at Builtin are dedicated to helping people and businesses of all shapes and sizes working in the New Zealand construction industry. Whether you’re a one man band or a firm with thousands of employees and contractors our service, advice and expertise can make the difference when you most need it.

As a construction industry professional you have a responsibility to properly manage risk, on behalf of your customers, workers, contractors and shareholders. There are many ways to minimise risk and it can be a complex area. That’s why having an experienced “virtual risk adviser” on your team is critical to achieving the best possible outcome.

Years Established

Customers Nationwide

What Is A Virtual Risk Adviser?

For Tiny Home, Modular and Offsite Builders

Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.

Examples of Cover You May Require

Contract Works Insurance

Insuring the project for accidental damage or loss, including from theft and natural disaster. Available on an annual or project by project basis.


From the basics of general/public & products liability and statutory liability through to directors & officers, fidelity/crime, legal prosecution defence costs and employment disputes cover.

Professional Indemnity

Covering a range of professional services such as architectural design, project management, engineering, surveying, consulting, assessments and advice.

Bonds & Guarantees

Including retention, advance payment & performance bonds.

Contractors Plant & Equipment

Protecting your equipment from damage and theft.

Material Damage

This can include office contents & equipment, as well as buildings and other physical assets.

Health & Medical

Covering hospital and other medical costs.

Income Protection

In case you're unable to work through accident or illness.


Providing a lump sum on death or terminal illness.

Private Houses

For your own home, rental property or holiday house.

Private Vehicles & Boats

For your cars, bikes, caravans, boats etc.

Private Contents

Covering your personal property from theft, loss and accidental damage.

Why Choose Builtin?

Our mission is to help Kiwi construction and trade businesses manage their risk. From risk advice to insurance our team of construction-focused experts will deliver the best possible service, quickly and cost effectively.

Your Virtual Risk Adviser

Builtin customers have their own dedicated virtual risk adviser. Their job is to help understand the risks you face and recommend solutions, including both insurance and non-insurance-based risk reduction strategies.

The Strength of The Steadfast Group

Steadfast Group is the largest general insurance broker network in Australasia, with growing operations in Asia and Europe. The network’s brokers place over $11bn in premium every year, managing 3.6 million policies on behalf of their clients.

As a Steadfast broker Builtin has access to over 150 insurers around the world and Steadfast’s scale means we can negotiate the best possible rates for our clients. Steadfast membership also gives us access to enhanced policy benefits and services, such as escalated support for challenging claims.

A Relationship for the Long Term

As trusted risk advisers our role is to ensure our clients have the best possible cover with the best possible service. That’s been the focus of our business for more than 20 years and it’s why customers choose us year after year.

Making Your Life Easier

We know you’re busy and that insurance is a complex area. So while it may not be top of your list it is ours. That’s why we aim to make the process of arranging, amending, renewing and claiming on it as painless as possible. And it means we’re always at the end of the phone when you need to get hold of us.

Real Values

Our values are a key part of how we deliver for our customers every day. We Give a S**t, You Can Rely On Us, We Look After Construction, We Go the Extra Mile & We’re Real People.

Contract Works Insurance

Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.


Ando’s Building Defects Endorsement

Ando’s Building Defects Endorsement

Following  the leaky homes crisis most public/general liability policies in New Zealand include a Building Defects Exclusion. Read more about that here: Be Aware of the Building Defects Exclusion. Essentially, it excludes claims related to water penetrating the...

read more

Building Compliance Testing Insurance

Insurance for energy raters, thermal performance assessors and blower door testers, including ATTMA members.

Client Testimonials

The advice Builtin gave us about negotiating a lower insurance excess liability with our main contractor reduced our liability in the contract from $20,000 to $500. Thanks so much for helping us – we greatly appreciate your support and advice.

Dianne & Laurie Gallagher


I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.



Ray Watkins

Ray Watkins Building Contractors Limited

The team at Builtin are awesome. They’re easy to get hold of and get back to us whenever we need something sorted. Nothing is a problem.


Josh Hastie

Waitohu Limited

Our Insurance Partners

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Our Industry Partners

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Contact Us

Other Ways To Get In Touch

0800 284 584

PO Box 616, Tauranga 3112

Level 1, Farming House, 104 Spring Street, Tauranga 3140