New Zealand’s construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin’s Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin’s Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible
Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance
Two important but often confused types of insurance that help manage employee risks are Employers Liability and Employment Disputes Liability insurance. While both relate to your obligations as an employer, they protect you from very different threats.
Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications
An exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are conditions to meet, so it’s critical builders understand that failure comply with these conditions could leave you exposed to liability.
The biggest risk builders face is also the easiest one to fix – not using written contracts
In construction, one of the costliest risks builders face stems from failing to put written contracts in place. If a dispute arises, having no contract could cost you hundreds of thousands of dollars.
Cyber Crime and Construction – The Risk Most Builders Don’t See Coming
When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a…
Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out
One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right.
Builtin’s 10 tips to avoid an unpleasant surprise these holidays
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you) They’re…
For Tiny Home, Modular and Offsite Builders
Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
“Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice.“
Ray Watkins
Ray Watkins Building Contractors
“I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.“
Josh Bosher
Spacial Constructs Limited
“You guys are the best, super fast responses are what I’ve always appreciated. I’ll recommend you and the team for sure.”
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.


























