New Zealand's construction insurance experts for more than 20 years.
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and light commercial projects.
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Helping Builders for 23+ Years
More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin's Residential Completion Guarantee does just that.
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible
Trade Business Insurance
Get an instant quote and arrange cover for your construction trade business.
Articles
Expert insights and advice for construction professionals
Insurance 101 For Painters
One overspray incident or spilled tin of primer can cost a painting business tens of thousands of dollars. This guide covers the cover every painter needs, from public liability with the right workmanship extensions to statutory liability, vehicles, tools and income protection. It also explains what to check before choosing a broker so your claim gets paid when it matters.
Mandatory Home Warranties: Where the Building Amendment Bill Is At
Mandatory home warranties are coming for residential work over $100,000. Here’s what’s proposed, when it could bite, and who currently offers cover.
Examples of Builders’ Liability for Errors by Engineers, Architects and Surveyors
The Government has introduced legislation that would see construction move from joint and several liability to proportionate liability. This changes how compensation is allocated to liable parties, it does not remove a builder's own legal responsibilities. A builder...
Spot-Fixed Tiles: The Bathroom Timebomb That Builders End Up Paying For
One of the most expensive defects a residential builder will face is a leaking bathroom. Ironically, many of these failures begin with a bathroom that looked perfect on handover. Hidden behind the tiles, however, is a shortcut that can turn into a six-figure liability: spot fixing (also known as dot or dab fixing).
If It Moves Under Its Own Power, Your Tools Policy Probably Won’t Cover It
The “mechanically propelled vehicles” exclusion in tools and mobile assets policies is wider than most tradies think. Here’s what it catches and where that gear should be insured.
Court rules dented roof was not excluded as “faulty workmanship”
A recent High Court decision, IAG New Zealand Ltd v Aubrey, is a good result for anyone relying on a contract works policy. The Court found that a common exclusion for the cost of “fixing faulty workmanship” was narrower than the insurer argued. As a result, damage caused by a contractor during the works was covered.
For Tiny Home, Modular and Offsite Builders
Builtin's tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
"Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice."
Ray Watkins
Ray Watkins Building Contractors
"I couldn't be more impressed. Claims have always been handled quickly, without any hassles."
Josh Bosher
Spacial Constructs Limited
"You guys are the best, super fast responses are what I've always appreciated. I’ll recommend you and the team for sure."
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.
Our Insurance Partners
Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Our Industry Partners
