Tradie vehicles are a prime target for thieves, often because they contain expensive and easy to sell tools. And because they are more likely to be left unlocked as workers need to regularly gain access to them. Here are our top tips to reduce the impact on you and your business of falling victim to theft.
The ins and outs of insurance can be confusing for anyone. As with any contract they have to cover a lot of different situations, which means they can be long and difficult to grasp in simple terms. This especially true for liability cover, as events can be incredibly...
This is a question we’re getting on an almost daily basis. And it’s because more and more builders are coming to appreciate the full scope of their liability.
At this time of year it’s common for people to spend time thinking about what’s important to them. For many family is top of the list. Here’s a quick overview of the most common policies, like loss of earnings/income protection, to protect you & your family if something unexpected happens.
A recent contract works claim for earthquake damage to a driveway was subject to an excess of $10,000. Depending on the contract terms the builder may have to pay it. In this case, a new home was under construction and nearing completion when an earthquake struck,...
Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman - a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good. In September 2014, what...
In 2014 a builder was fined over $10,000 for breaching the Resource Management Act in relation to the renovation of two Auckland properties.
A high proportion of disputed insurance claims involve gradual damage, and there has been a spate of recent claims involving timber left exposed to weather.
80 in every 100 builders have not optimised their ACC and don’t have protection in case of illness. Yet this is one of the biggest risks to your income.
Have you taken the simple steps needed to protect your electronic records, email, banking and invoicing data from viruses, hacking or ransomware?
If there’s one asset a tradie will have insured it’s their ute/van/wagon/truck. This article lists 8 tips to help ensure you have the right cover and are getting the best value from your policy.
Tools theft is rife around the country at the moment and if it hasn’t happened to you yet you’ve probably at least heard of it happening to someone you know. We’re urging all tradies to take extra precautions when on site and to ensure your tools are securely locked away, ideally out of sight from the road at night.
