Two important but often confused types of insurance that help manage employee risks are Employers Liability and Employment Disputes Liability insurance. While both relate to your obligations as an employer, they protect you from very different threats.
An exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are conditions to meet, so it’s critical builders understand that failure comply with these conditions could leave you exposed to liability.
In construction, one of the costliest risks builders face stems from failing to put written contracts in place. If a dispute arises, having no contract could cost you hundreds of thousands of dollars.
When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a...
One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right.
It's easy to forget things when you're thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you) They're...
On Monday, Chris Penk, Minister of Building and Construction, announced that the Government would be making 10 year guarantees compulsory.
The increasing cost of weather-related insurance claims in New Zealand is clear evidence of destructive winds and storms becoming more common.
For the purposes of insurance anything that should be road registered is considered to be a vehicle. That includes trailers.
From August 2025 the Government has made it illegal to insure fines levied under the Resource Management Act.