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The biggest risk builders face is also the easiest one to fix – not using written contracts

The biggest risk builders face is also the easiest one to fix – not using written contracts

by Ben Rickard | Feb 1, 2026 | Risk Management

In construction, we tend to think risk happens on site — workplace accidents, bad weather, unreliable subcontractors. But one of the costliest risks builders face isn’t something that happens to them, it’s something they have no one to blame for but themselves:...
Cyber Crime and Construction – The Risk Most Builders Don’t See Coming

Cyber Crime and Construction – The Risk Most Builders Don’t See Coming

by Ben Rickard | Jan 29, 2026 | Insurance, Risk Management

When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a...
Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out

Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out

by Ben Rickard | Jan 20, 2026 | Insurance, Liability, Risk Management

One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right....
Builtin’s 10 tips to avoid an unpleasant surprise these holidays

Builtin’s 10 tips to avoid an unpleasant surprise these holidays

by Ben Rickard | Dec 16, 2025 | Insurance, Risk Management

It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers.  Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you)...
Are your sites secure from unexpected high winds? Plus, the dangers of scaffolding collapses.

Are your sites secure from unexpected high winds? Plus, the dangers of scaffolding collapses.

by Ben Rickard | Oct 17, 2025 | Risk Management

The increasing cost of weather-related insurance claims in New Zealand is clear evidence of destructive winds and storms becoming more common. This severe weather is an increasingly significant workplace hazard, with past research from Otago University showing that...
Free Risk Reduction Services and Discounts from NZI

Free Risk Reduction Services and Discounts from NZI

by Ben Rickard | Aug 24, 2025 | Risk Management

NZI is one of our main insurance partners. In addition to simply insuring risk they also invest in tools and services to help their customers reduce the incidence of claims. Here are some that may be relevant to you. Free Fleet Fit Review NZI Fleet Fit is a series of...
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Recent Posts

  • Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance 16/02/2026
  • Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications 09/02/2026
  • The biggest risk builders face is also the easiest one to fix – not using written contracts 01/02/2026
  • Cyber Crime and Construction – The Risk Most Builders Don’t See Coming 29/01/2026
  • Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out 20/01/2026
  • Builtin’s 10 tips to avoid an unpleasant surprise these holidays 16/12/2025
  • What are the challenges with the Government’s announcement of mandatory home warranties and professional indemnity insurance for construction? 24/11/2025
  • Are your sites secure from unexpected high winds? Plus, the dangers of scaffolding collapses. 17/10/2025
  • Are your trailers insured? 28/09/2025
  • Statutory liability insurance will no longer cover RMA fines 03/09/2025

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