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Here are the top 5 reasons our customers tell us they choose Builtin as their insurance partner for their construction or trade business.

Contract works (also known as builders risk) insurance insures your building work in case of accidental damage or loss. But in the current market, with prices on some key materials increasing by more than 50% in less than a year are you sufficiently insured?

Contract works insurance commences on the later of the date on the policy or when work starts on site. So, if you have bought materials early they may not be covered if work has yet to begin. With prices rising and supply chains stretched it’s tempting for builders to...

We sometimes have clients asking to remove the automatic allowances within contract works insurance, since they believe they are not relevant to their job. This is a bad idea! What are these allowances? These are the typical ones: Principal Supplied Materials Some...

With the market under pressure from all angles at the moment, there are plenty of projects running over their expected completion date. If you don’t remember to extend the contract works insurance then you risk not having cover if something happens after it expires....

Contract works insurance is intended to cover accidental damage or loss to the works being built. If you’re thinking that the damage should be covered by the builder’s public liability insurance, this is complicated. Public liability only covers your liability for...