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Tools theft is rife, what precautions are you taking?
Recent high levels of tools theft have resulted in a substantial increase in insurance claims. We’re urging all tradies to take extra precautions when on site and to ensure your tools are securely locked away, ideally out of sight from the road at night. What’s...
Contract Works Insurance – what you need to know
There are some common issues with contract works insurance that often catch builders out. Find out what they are in our latest article.
Bad debt is a substantial risk to your business, is yours insured?
Alongside good risk reduction measures there are a number of insurance options you can take to reduce the cost of bad debt. Even the most rigorous and disciplined credit management cannot prevent bad debts, so any business with these exposures should ensure they are protected.
Your most valuable asset could be unprotected
No, it’s not your wagon, it’s you and your ability to earn an income. Here are some facts: 4 out of 10 Kiwi men will be off work for at least 6 months at sometime in their life[1] 90% of disability is due to illness not accident[2] ACC only covers accident, not...
Is it a claim and what policy should I be claiming under?
If something goes wrong on site, you may be insured. Which policy applies will depend on what’s happened. Our infographic will help you decide.
7 commercial vehicle insurance tips for builders & tradespeople
Expert advice: getting your commercial motor vehicle insurance right. If there’s one asset a tradesperson will have insured it’s their ute/van/wagon/truck. As an aside, we strongly recommend all builders insure their most important asset: themselves. Loss of earnings...