Articles, Guides, Checklists and Videos
Articles
Have you protected what’s most important to you?
At this time of year it’s common for people to spend time thinking about what’s important to them. For many family is top of the list. Here’s a quick overview of the most common policies, like loss of earnings/income protection, to protect you & your family if something unexpected happens.
5 things to get sorted before you go on holiday
We know from experience our customers are often under pressure to finish projects before Christmas, and with lots on your mind some important things can get over-looked in the rush. These five tips will help ensure nothing that could ruin your holidays falls through...
Are builders responsible for the insurance excess in the building contract?
A recent contract works claim for earthquake damage to a driveway was subject to an excess of $10,000. Depending on the contract terms the builder may have to pay it. In this case, a new home was under construction and nearing completion when an earthquake struck,...
How insurance helped Reece after he collapsed on site
Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman - a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good. In September 2014, what...
How insurance can protect builders if they breach environmental laws
In 2014 a builder was fined over $10,000 for breaching the Resource Management Act in relation to the renovation of two Auckland properties.
10 year guarantees – what are the benefits for homeowners & builders?
Once again MBIE is looking into the feasibility of making it compulsory for builders to take out insurance. Insurance to protect homeowners that is. This approach is common in Australia, where individual states require builders to be licensed and take out insurance...
Videos
Guides & Checklists
Simple Risk Management Checklist
Use the checklist below to lower the odds of some of the most common risks faced by construction companies and tradies happening to you and your projects.
Key Risk Checklist for Builders
Work through the checklist to see how well you're managing the top 5 risks identified by builders. It's recommended to use the checklist for every job or project.
Building Contractor Risk Scorecard
Use this form to regularly assess key areas of risk. This will help identify trends in performance and indicate where action needs to be taken.
Easy Guide to Contract Works Insurance
Builtin’s Guide to Contract Works Insurance outlines some of the most important issues with this type of cover that builders need to be aware of when starting a new project.
Defective Workmanship Cover Explained
Defective workmanship—by you or your team—can expose you to thousands in liability, legal fees, and damages. Make sure you're properly protected.
Basic Tool Inventory for Builders
Use this table to work out how much your tools are worth and keep a record of them. You can save and update the list any time. You will be able to print a copy.
Builders Insurance Requirements Checklist
Use this form to check if there are any gaps in your insurance coverage compared to the areas of risk that you're exposed to.
Construction Project Risk Checklist
Use this form for each new job or project. It will help ensure you have covered off the most important tasks to mitigate risk to the project's success.
Construction Project Insurance Checklist
Every building project involves risk. The risk may be higher or lower, depending on a whole range of factors, and you will need to eliminate, isolate or minimise these risks.