by Ben Rickard | Sep 5, 2023 | Insurance, Other, Risk Management
Managing risk as a landscaper is about more than just having the right insurance. Physical injury and the proper handling of chemicals, such as fertilisers and sprays must be managed, for example by having good training and procedures in place. The same applies when...
by Ben Rickard | Sep 1, 2023 | Insurance
Ben Rickard, Construction Expert at Builtin Insurance Brokers, summarises the key questions that arose during ITM’s recent LBP Training Days. What is the Building Defects Exclusion? This is a clause added to all public liability policies (and others) after the leaky...
by Ben Rickard | Jul 12, 2023 | Insurance
Underestimating the cost to replace all your tools if they are stolen or destroyed is very common. They’re accumulated over time and yet when you add them all up our customers are often surprised at the overall value. The bigger items are easy, but add in all...
by Ben Rickard | Jun 20, 2023 | Insurance
Managing Risk and Insurance Basics for Apprentices As an apprentice working for a builder, hopefully on wages and not as a contractor, you have less to worry about than the business owner. But if your plan is to go out on your own one day it pays to have at least a...
by Ben Rickard | Jun 2, 2023 | Insurance
Too frequently we’re managing tools insurance claims where payment is delayed while the customer tries to dig up proof of ownership of the stolen items. A little bit of preparation will save a ton of time and effort if a claim ever does need to be made. Here are...
by Ben Rickard | May 10, 2023 | Insurance
What insurance is required when doing renovations? Managing the risk that comes with doing building work is an important part of any project. Builders need to be aware of all the risks associated with the job and take steps to mitigate them. Ensuring the right...