Builtin works exclusively with construction trade businesses, which means our premiums are competitive and our policies are tailored to the risks plumbers, gasfitters and drainlayers face.
This includes liability for accidental damage, mistakes and negligence, including damage to underground services. We also cover your tools and vehicles as well as lost earnings in the event
Public liability insurance
This covers claims for accidental property damage or loss (and in some cases injury). Our policy automatically includes cover for damage caused by faulty workmanship. Read more.
Public Liability Insurance
Statutory liability insurance
This covers you for the fines and penalties imposed under New Zealand Acts of Parliament. It also covers the costs of defending these cases in court if necessary. While health & safety fines cannot legally be insured for, the policy will pay legal defence costs if you're prosecuted and reparations if they are awarded by a judge. Read more.
Statutory Liability Insurance
Employers liability insurance
This covers you for claims for compensation from employees alleging they suffered personal injury during the course of their employment that isn't covered by ACC. It also covers the legal costs for defending such claims. Read more.
Employers Liability Insurance
Tools & Mobile Assets Insurance
Cover the cost of replacing your tools & other mobile assets if they're stolen or damaged. Benefits include replacement value cover, so you can buy new for old, and fast claims response times, so you can be back up and running quickly. Read more.
Illness & Income Protection
While it’s common for tradespeople to insure their vehicle, in fact your most valuable income earning asset is probably yourself. If you’re offline for any length of time then your business and your income may suffer directly. Read more.