COMMERCIAL MOTOR VEHICLE INSURANCE

Be back on the road quickly with Builtin’s commercial vehicle cover. You’ll get competitive premiums and fast claims service from New Zealand’s largest insurer. Our policy also includes free replacement signwriting cover and other benefits.


EXAMPLES

WAGON STOLEN

A builder’s new wagon was stolen while they were away on holiday.

APPRENTICE CRASHED UTE

A builder’s apprentice went off the road in the company ute, causing extensive damage.

VAN CLIPPED CUSTOMER'S HOUSE

A plumber clipped the side of their customer’s house when reversing out of their carport, causing damage to both the van and house. The third party liability cover within the motor vehicle policy paid to repair the building damage.

TRAILER STOLEN

A roofer’s trailer was stolen from outside a work site. As they are road registered trailers must be insured as commercial vehicles.

BRICKLAYER IN CAR ACCIDENT

A bricklayer was in a car accident involving another vehicle.

HOW MUCH DOES IT COST?
Having your vehicles insured will save you thousands of dollars if they’re stolen or involved in an accident. Not to mention being able to get back on the road quickly if something happens.  And if you’re responsible for an accident the third party liability cover will cover those costs too.

Premiums start from as low as $400 + GST per year, depending on the vehicle’s market value and type of cover you choose.

POLICY KEY FACTS
This is meant as a summary of the most important items of the policy.  For a complete understanding of what it does and doesn’t cover you should always read the full policy wording.

WHAT'S COVERED

The policy includes options for comprehensive/full cover, third party only and third party, fire & theft. Also included are:

  • windscreen and window glass breakage
  • signwriting
  • goods in transit
  • recovery costs
  • substitute vehicle following theft
WHAT'S NOT COVERED
  • punctures
  • rust or corrosion
  • consequential loss
  • theft by a purported purchaser
OTHER THINGS YOU SHOULD KNOW
  • an excess is payable for each claim
  • the maximum amount payable is the market value of the vehicle or the sum insured, whichever is the lesser

POLICY TERMS & CONDITIONS
Vehicle Insurance for Builders & Tradespeople

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