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Do you know any subcontractors who’ve lost money when their head contractor went bust? Perhaps it has even happened to you?
This does not need to be the case, as there are tools available to reduce your financial exposure when working as a subcontractor. Question: How can tradies protect their retention money? Despite changes to the Construction Contracts Act (CCA), meaning that from 31st...
Should builders have to give an independent 10 year guarantee to their clients?
The recent announcement from the Certified Builders Association that it is now mandatory for all members to give their clients an independent 10 year guarantee for work above $30,000 brings them into line with similar requirements for Master Builders. So are they just...
Making a liability insurance claim – how to achieve the fastest, fairest outcome
It’s fair to say that when something goes wrong, how well your insurance responds can be the difference between a good result and a nightmare. Having represented both sides of the equation when it comes to liability claims for builders, Builtin suggests a number of...
Payment guarantee insurance could have saved Stonewood Homes subcontractors from loss
In the wake of the Stonewood Homes Christchurch collapse, a specialist trade insurer is urging all building subcontractors to take out insurance to protect themselves from the cost of such an event. Builtin New Zealand, a boutique insurance provider that specialises...
Insurance basics for builders & tradespeople
We take the time here to explain some of the most common insurance and guarantee options for builders, and highlight some of the common exclusions.
Why insurance should form part of your health & safety plan
Sometimes accidents happen on site. If you’re prosecuted, having the right insurance in place could save you thousands of dollars.