Thank you!
We'll get back to you as soon as humanly possible. In the meantime, if you have any questions please get in touch.
Common gaps in public liability insurance coverage for construction contractors
For building contractors, public liability insurance is often seen as the ultimate safety net. It’s intended to protect you from the cost of accidentally damaging other people’s property. However, most liability policies contain exclusions that can leave contractors financially exposed in some circumstances. Understanding these critical gaps allows the contractor to be hyper-aware of the risk and implement other risk mitigation practices, so that the lack of insurance coverage never becomes an issue.
Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance
Two important but often confused types of insurance that help manage employee risks are Employers Liability and Employment Disputes Liability insurance. While both relate to your obligations as an employer, they protect you from very different threats.
Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications
An exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are conditions to meet, so it’s critical builders understand that failure comply with these conditions could leave you exposed to liability.
The biggest risk builders face is also the easiest one to fix – not using written contracts
In construction, one of the costliest risks builders face stems from failing to put written contracts in place. If a dispute arises, having no contract could cost you hundreds of thousands of dollars.
Cyber Crime and Construction – The Risk Most Builders Don’t See Coming
When most construction business owners think about risk, they think about contract disputes, weather events, defective workmanship, staff injuries, or material price escalation. What they often don’t think about is cyber crime. In August 2021, the email account of a...
Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out
One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right.