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Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance

Understanding the Difference Between Employers Liability and Employment Disputes Liability Insurance

by Ben Rickard | Feb 16, 2026 | Insurance, Liability

Two important but often confused types of insurance that help manage employee risks are Employers Liability and Employment Disputes Liability insurance. While both relate to your obligations as an employer, they protect you from very different threats.

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Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications

Building under the new 70sqm “granny flat” exemption rules? Consider the liability and insurance implications

by Ben Rickard | Feb 9, 2026 | Insurance, Liability

An exemption to the Building Act means single-storey, stand-alone dwellings less than 70sqm can be built without requiring a building consent. There are conditions to meet, so it’s critical builders understand that failure comply with these conditions could leave you exposed to liability.

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Defective Workmanship

Dealing with Allegations of Defective Workmanship: The Gap That Catches Builders Out

by Ben Rickard | Jan 20, 2026 | Insurance, Liability, Risk Management

One of the most common (and complicated) issues we see from builders isn’t good old fashioned accidental damage. It’s far more costly over time, in reputation, time and money: defective workmanship allegations and the inevitable question of who pays to put it right.

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Professional Indemnity

Opinion: The implications for builders of the Pafburn Decision in Australia, in the context of the proposed move to a proportional liability regime for construction in New Zealand

by Ben Rickard | Aug 21, 2025 | Liability

How will a proposed change from joint and several to proportional liability affect builders in New Zealand?

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