New Zealand’s construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin’s Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin’s Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible

Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Tools theft is rife, what precautions are you taking?
Recent high levels of tools theft have resulted in a substantial increase in insurance claims. We’re urging all tradies to take extra precautions when on site and to ensure your tools are securely locked away, ideally out of sight from the road at night. What’s…
Contract Works Insurance – what you need to know
There are some common issues with contract works insurance that often catch builders out. Find out what they are in our latest article.
Bad debt is a substantial risk to your business, is yours insured?
Alongside good risk reduction measures there are a number of insurance options you can take to reduce the cost of bad debt. Even the most rigorous and disciplined credit management cannot prevent bad debts, so any business with these exposures should ensure they are protected.
Your most valuable asset could be unprotected
No, it’s not your wagon, it’s you and your ability to earn an income. Here are some facts: 4 out of 10 Kiwi men will be off work for at least 6 months at sometime in their life [1] 90% of disability is due to illness not accident [2] ACC only covers accident, not…
Is it a claim and what policy should I be claiming under?
If something goes wrong on site, you may be insured. Which policy applies will depend on what’s happened. Our infographic will help you decide.
7 commercial vehicle insurance tips for builders & tradespeople
Expert advice: getting your commercial motor vehicle insurance right. If there’s one asset a tradesperson will have insured it’s their ute/van/wagon/truck. As an aside, we strongly recommend all builders insure their most important asset: themselves. Loss of earnings…
For Tiny Home, Modular and Offsite Builders
Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
“Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice.“
Ray Watkins
Ray Watkins Building Contractors
“I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.“
Josh Bosher
Spacial Constructs Limited
“You guys are the best, super fast responses are what I’ve always appreciated. I’ll recommend you and the team for sure.”
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.


























