New Zealand’s construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin’s Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin’s Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible

Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Do you know any subcontractors who’ve lost money when their head contractor went bust? Perhaps it has even happened to you?
This does not need to be the case, as there are tools available to reduce your financial exposure when working as a subcontractor. Question: How can tradies protect their retention money? Despite changes to the Construction Contracts Act (CCA), meaning that from 31st…
Should builders have to give an independent 10 year guarantee to their clients?
The recent announcement from the Certified Builders Association that it is now mandatory for all members to give their clients an independent 10 year guarantee for work above $30,000 brings them into line with similar requirements for Master Builders. So are they just…
Making a liability insurance claim – how to achieve the fastest, fairest outcome
It’s fair to say that when something goes wrong, how well your insurance responds can be the difference between a good result and a nightmare. Having represented both sides of the equation when it comes to liability claims for builders, Builtin suggests a number of…
Payment guarantee insurance could have saved Stonewood Homes subcontractors from loss
In the wake of the Stonewood Homes Christchurch collapse, a specialist trade insurer is urging all building subcontractors to take out insurance to protect themselves from the cost of such an event. Builtin New Zealand, a boutique insurance provider that specialises…
Insurance basics for builders & tradespeople
We take the time here to explain some of the most common insurance and guarantee options for builders, and highlight some of the common exclusions.
Why insurance should form part of your health & safety plan
Sometimes accidents happen on site. If you’re prosecuted, having the right insurance in place could save you thousands of dollars.
For Tiny Home, Modular and Offsite Builders
Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
“Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice.“
Ray Watkins
Ray Watkins Building Contractors
“I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.“
Josh Bosher
Spacial Constructs Limited
“You guys are the best, super fast responses are what I’ve always appreciated. I’ll recommend you and the team for sure.”
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.

























