New Zealand's construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin's Residential Completion Guarantee.
Design & Construct Professional Indemnity
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Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin's Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible

Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Public liability insurance – what you’re NOT covered for (part one)
Public liability insurance is one of the most important policies that a tradesperson should have. It is intended to protect you from the cost of damaging other people’s property and in some cases causing them injury. Like any insurance policy, there are exclusions to make clear the things that are not intended to be covered by the policy.
What Insurance Do I Need As A Licensed Building Practitioner (LBP)?
With the recent introduction of licensing, many builders and specialist tradespeople are wondering what additional liability they now face. They also want to know what liability insurance is available to protect them. Building professionals are beginning to appreciate that in today’s world, liability insurance is a cost of doing business.
Your public liability insurance may not cover you when you really need it
Most public liability policies from mainstream insurance companies specifically exclude the very things that builders are most likely to need. This includes claims for damage caused by “faulty workmanship” (although resultant damage is covered) and cover for the building they’re working on, two of the most likely liability claims.
For Tiny Home, Modular and Offsite Builders
Builtin's tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
"Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice."
Ray Watkins
Ray Watkins Building Contractors
"I couldn't be more impressed. Claims have always been handled quickly, without any hassles."
Josh Bosher
Spacial Constructs Limited
"You guys are the best, super fast responses are what I've always appreciated. I’ll recommend you and the team for sure."
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.






















