New Zealand’s construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin’s Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin’s Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible

Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
What insurance is required when doing renovations?
Managing the risk that comes with doing building work is an important part of any project. Builders need to be aware of all the risks associated with the job and take steps to mitigate them. Ensuring the right insurance is in place is one part of that risk management plan.
The cashflow benefits of premium funding
With inflation eating into disposable incomes along with a reduction in demand across the construction sector, trade businesses are starting to feel the squeeze on their finances. A monthly premium funding agreement is a good way to manage cashflow by spreading your insurance costs throughout the year.
Scammers are targeting insurance payments
With the volume of payments being made by insurers, especially following the recent flooding and cyclone events, it is inevitable that these will be the target of scammers, both online and more traditionally.
What’s likely to happen with insurance premiums in 2023?
2023 has already seen the largest volume of weather-related insurance claims in New Zealand’s history, with claim losses exceeding 2022, which was also a record year. These, along with and other factors, are contributing to significant increases in insurance costs.
Three reasons it’s important to get the details of the other driver in a vehicle accident
Three reasons it’s important to get the details of the other driver in a vehicle accident This might seem obvious, but when Police attend an accident you may be fooled into thinking that they have it all in hand. Or if the other party (or a witness) takes your details…
AA Roadside Assistance For Business
AA Roadside Assistance for Business AA Business Care provides 24 hour roadside assistance to keep businesses moving. It is specific to each vehicle, so no matter who is driving they can call AA Roadservice if there is a breakdown. For light commercial vehicles…
For Tiny Home, Modular and Offsite Builders
Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
“Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice.“
Ray Watkins
Ray Watkins Building Contractors
“I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.“
Josh Bosher
Spacial Constructs Limited
“You guys are the best, super fast responses are what I’ve always appreciated. I’ll recommend you and the team for sure.”
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.

























