New Zealand's construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin's Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.
Helping Builders for 23+ Years
More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin's Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible
Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Managing Risk in Your Business, Part One – Risk Principles
Life used to be simple. It was about survival, finding enough to eat and avoiding being eaten by a sabre-toothed tiger. Modern life is much more complicated, especially if you’re a builder and run a business. There’s a lot to think about and one of the most fundamental is how to minimise risk.
Are you a director of your own limited company? You could be held personally liable if your company fails
Do you know if your company is solvent? If it’s insolvent and you continue to trade you could be in breach of the Companies Act. If the company can’t pay its bills, creditors could seek recovery directly from you personally.
Can I get insurance for breaching health & safety law?
Whether you agree with it or not, the reality for everyone in the construction sector is that ensuring workplaces are safe is not negotiable. Unfortunately, despite the best intentions of employers, sometimes things happen. If an injury occurs and a WorkSafe NZ investigation determines that it could have been prevented, you could face a fine and/or prosecution. Under the current law workplace bullying is also considered a hazard, and failure to prevent it could be a breach of the law.
How can a contractor reduce the cost of not getting paid?
It’s been reported more than 20 building companies have collapsed in Christchurch this year. And nationwide every year hundreds of construction companies cease trading and don’t make the news. Businesses in all industries face the risk of not getting paid for what they do, so what are the tools and processes you can put in place to limit this risk?
LBP, RBW and RoW – what are you liable for?
The Building Act does not prevent building companies using (potentially) cheaper, lower-skilled labour for restricted building work (RBW); this must be signed off by an LBP to comply with the law. LBPs who contact us want to know what liability they’re taking on for signing off this work, and what insurance is available to protect them.
The Mainzeal collapse – one year on and what’s changed for sub-contractors?
Mainzeal Property & Construction Limited was placed into receivership on 6th February 2013. A year on from that and the situation is clearer and closer to a resolution for unsecured creditors, but not by much.
For Tiny Home, Modular and Offsite Builders
Builtin's tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
"Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice."
Ray Watkins
Ray Watkins Building Contractors
"I couldn't be more impressed. Claims have always been handled quickly, without any hassles."
Josh Bosher
Spacial Constructs Limited
"You guys are the best, super fast responses are what I've always appreciated. I’ll recommend you and the team for sure."
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.
Our Insurance Partners
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