New Zealand’s construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin’s Residential Completion Guarantee.
Design & Construct Professional Indemnity
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Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin’s Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible

Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
What did builders at Placemakers LBP seminars say were the best ways to manage the top 5 risks their businesses faced?
Here are 5 checklists to help builders and construction contractors manage their most critical business risk, including insurance where applicable.
Insurance considerations if you’re a builder or contractor thinking of retiring
This article outlines the key insurance considerations for builders and other construction contractors who are looking to retire.
You are probably not a project manager (according to your insurer) but you might be a developer!
We recently helped a new customer change insurer (and broker) after it was discovered that they had been insured, incorrectly, as a project manager rather than a building contractor. It turns out if that customer had needed to make a claim (which fortunately they…
Is it my problem if my customer fails to arrange contract works insurance? (Hint: yes it could be)
We’ve had a number of queries recently from builders (and it’s a regular question) asking what happens if their customer doesn’t arrange contract works insurance on a renovation or alteration. As most of you should know by now, when a project involves working on an…
How to protect yourself from non-payers
Customers not paying came in as the number one risk in Builtin’s 2024 nationwide survey builders. This is a significant contributor to another risk in the top 10 – cashflow issues leading to financial strain on the business and the people who rely on it. Here are some suggestions that, if properly implemented, will significantly reduce the likelihood and/or cost of a customer defaulting on their debt.
The importance of notifying your insurer as soon as you become aware of a potential issue
Recently, a customer of ours was ordered by the Employment Relations Authority (ERA) to pay compensation to a former employee. They only informed us of the situation after the judgment was issued. We lodged a claim with their insurer. Failing to notify your insurer as…
For Tiny Home, Modular and Offsite Builders
Builtin’s tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
“Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice.“
Ray Watkins
Ray Watkins Building Contractors
“I couldn’t be more impressed. Claims have always been handled quickly, without any hassles.“
Josh Bosher
Spacial Constructs Limited
“You guys are the best, super fast responses are what I’ve always appreciated. I’ll recommend you and the team for sure.”
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.


























