New Zealand's construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin's Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.

Helping Builders for 23+ Years

More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin's Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible
Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
Why Trailers Need To Be Well Maintained and Insured
The consequences of inadequately maintained or wrongly connected trailers can be fatal.
Contractor insolvency: what red flags should you be looking for when working for another contractor?
The construction industry in New Zealand is under stress, with a 37% rise in insolvencies year on year. What steps can contractors take to mitigate the risk of the company they’re working for going bust?
What the heck is “temporary disconformity” and how does it affect builders?
The doctrine of temporary disconformity allows builders to carry out work that does not fully conform to the contract or Building Code during the course of construction, provided it will comply by completion.
Beware the fish hooks in your Natural Hazards Insurance (formerly EQC)
Anyone with domestic house insurance pays for Natural Hazards Insurance, which is a compulsory levy collected by insurers for the Natural Hazards Commission. However, the NHC has the discretionary power to decline cover where a Natural Hazard Section Notice is recorded on a property title.
The effect of the “Your Products” exclusion in public/general liability insurance
The “Your Products” exclusion in public/general/broadform liability insurance can be extremely frustrating for builders and other trades. This article discusses how is it applied and also how contract works insurance and defective work cover fit in.
The Latest from WorkSafe
This article features the outcome of recent health & safety prosecutions in the construction sector. It also highlights the emerging issue of psychosocial hazards.
For Tiny Home, Modular and Offsite Builders
Builtin's tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
"Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice."
Ray Watkins
Ray Watkins Building Contractors
"I couldn't be more impressed. Claims have always been handled quickly, without any hassles."
Josh Bosher
Spacial Constructs Limited
"You guys are the best, super fast responses are what I've always appreciated. I’ll recommend you and the team for sure."
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.


























