New Zealand's construction insurance experts for more than 20 years.
Business Insurance
Choose liability, tools and vehicle cover for your trade business.
Contract Works Insurance
Ideal for residential
and light commercial projects.
Builders Guarantee
Become accredited for Builtin's Residential Completion Guarantee.
Design & Construct Professional Indemnity
Request a quote today.
Contract Works Insurance
Get an instant quote and arrange cover for your new home, alterations or light commercial construction project.
Helping Builders for 23+ Years
More than 2,500 Customers Nationwide
Residential Builders Guarantee
Do your clients (or their bank) want a guarantee that their project will be completed? Builtin's Residential Completion Guarantee does just that
Why Choose Builtin?
Our mission is to help Kiwi construction and trade businesses manage their risk. From insurance to construction-focused risk advice, our team of experts will deliver the best possible results, quickly and cost effectively.
Industry Expertise
More than 23 years experience in the New Zealand construction industry
Tailored Solutions
Insurance coverage designed specifically for your business
Dedicated Claims Support
Our claims support team get your claim settled as soon as possible
Try Our Free Construction Risk Audit
This 10 minute assessment will help uncover the gaps in your risk management system. At the end you can download the report.
Articles
Expert insights and advice for construction professionals
What are the challenges with the Government’s announcement of mandatory home warranties and professional indemnity insurance for construction?
On Monday, Chris Penk, Minister of Building and Construction, announced that the Government would be making 10 year guarantees compulsory.
Are your sites secure from unexpected high winds? Plus, the dangers of scaffolding collapses.
The increasing cost of weather-related insurance claims in New Zealand is clear evidence of destructive winds and storms becoming more common.
Are your trailers insured?
For the purposes of insurance anything that should be road registered is considered to be a vehicle. That includes trailers.
Statutory liability insurance will no longer cover RMA fines
From August 2025 the Government has made it illegal to insure fines levied under the Resource Management Act.
Free Risk Reduction Services and Discounts from NZI
In addition to insuring risk NZI also invest in tools and services to help their customers reduce the incidence of claims. Here are some free services and discounts that may be relevant to you.
Opinion: The implications for builders of the Pafburn Decision in Australia, in the context of the proposed move to a proportional liability regime for construction in New Zealand
How will a proposed change from joint and several to proportional liability affect builders in New Zealand?
For Tiny Home, Modular and Offsite Builders
Builtin's tailormade cover includes stock on hand and the construction and transit of tiny homes and other offsite built residential dwellings under a single policy.
Client Testimonials
Expert insights and advice for construction professionals
Penny & Sissi
Choice Tiling NZ Limited
"Builtin are very helpful, they always get back to us whenever we need something and you give us great professional advice."
Ray Watkins
Ray Watkins Building Contractors
"I couldn't be more impressed. Claims have always been handled quickly, without any hassles."
Josh Bosher
Spacial Constructs Limited
"You guys are the best, super fast responses are what I've always appreciated. I’ll recommend you and the team for sure."
Professional Indemnity for Construction Contractors
This is a must have for any contractor that provides project management and/or construction management services. As well as main contractors involved in both design & construction.
Our Insurance Partners
Our Industry Partners
