CBL Homefirst Guarantee

If you have a Homefirst Guarantee and have concerns regarding the recent announcement that CBL Insurance Limited has been placed into interim liquidation please click here to see our updates.


Building a new home or making a significant alteration is probably the biggest investment you’ll ever make, and if anything goes wrong it could be the most costly too.  The Building Act and Consumer Guarantees Act both include protection for consumers when undertaking building work. However, if the building company you’ve chosen goes bust, or something happens to your builder, this legislative protection is of no value whatsoever. That’s why it makes sense to have an independently-insured warranty in place, just in case something does go wrong.


Our 10 Year Building Warranty is insured by certain underwriters at Lloyd’s of London, via their coverholder Stamford Insurance. It gives homeowners comprehensive and independent protection, both during and after construction of their home.

Main Benefits – Before & During Construction

  • Loss of deposit cover, up to 10% of the contract price (maximum of $100,000)
  • Extra costs to complete, up to 10% of the contract price

Main Benefits – Defects Period

  • Covers all defects for the first 2 years and major structural defects for a further 8 years, including weathertightness claims
  • Defects include: defective design or specification, failure of products and materials, defective workmanship

Additional Benefits

  • Provides a first response policy directly to the owner
  • Transferrable to a new owner on sale at any time within 10 years – added value when seeking a buyer
  • Underwritten by Certain Underwriters at Lloyds of London – Standard & Poor’s rating A+
  • Technical Advisory Service from Qualified Chartered Surveyors
  • Claims professionally managed by independent loss adjusters
  • Inflation protected – cover is linked to the Building Cost Index

To request an application form for a 10 Year Building Warranty please contact us on 0800 284 584 or click here.

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