We Can Advise On A Full Range of Insurance Products & Guarantees

There are hundreds insurance products available to cover a vast range of different hazards, from house & contents to building bridges, public liability to political risk, tools to marine cargo. While we specialise in construction businesses and risks, we have access to a full market of policies for almost any situation.

AVAILABLE POLICIES

What You'll Most Likely Need

Public Liability

Covering your liability for accidental damage to other people's property, including allegations of defective workmanship.

Tools & Equipment

Protecting your tools from damage and theft.

Commercial Vehicles

Cover for accidental damage, liability to others and theft.

Statutory Liability

Covers fines and penalties and pays legal defence costs due to unintentional breaches of legislation. Examples include the Building Act, Resource Management Act, Fair Trading Act and Health & Safety at Work Act (legal costs and reparations only).

LBP Cover

Paying to defend you against allegations of errors in Records of Work, complaints to the LBP Board and negligent supervision of non-LBPs.

Contract Works

Insuring the works during the course of construction from accidental damage or losses such as fire, theft, accidental damage, natural hazards.

Employers Liability

Defends you against civil action by employees alleging workplace illness or injury that isn’t covered by ACC. For example stress, cancer or chronic illness.

Professional Indemnity

For mistakes in your professional business that cause someone else a financial cost. Typically covering project management, design, engineering specification and surveying.

Employee Disputes Liability

Provides protection from employment disputes, such as allegations of unfair dismissal, workplace harassment or discrimination. The policy covers legal costs and any damages awarded.

Contractors Plant & Equipment

Protecting your equipment from damage or theft.

Material Damage

Covering buildings and their contents as well as other physical assets.

Bonds & Guarantees

Guaranteeing your obligations to a third party, or guaranteeing their obligations to you. Including builders guarantees, retention & performance bonds.

Health & Medical

Covering hospital and other medical costs.

Income Protection

In case you're unable to work through accident or illness.

Life

Providing a lump sum on death or terminal illness.

OTHER POLICY EXAMPLES

Property & Assets

Aviation

Machinery Breakdown + Loss of Profits

Marine Hull

Business Interruption

Travel

Marine Cargo

Farming

Delayed Start Up/Advanced Loss of Profits

Advanced Consequential Loss

OTHER POLICY EXAMPLES

Liabilities

Bailees Liability

Carriers Liability

Cyber Liability

Intellectual Property

LBP Professional Indemnity

Trustees Liability

Products Liability

Service & Repair Liability

Environmental & Pollution

Manufacturing Liability

Technology Liability

UAV (Drone) Operators Liability

OTHER POLICY EXAMPLES

Financial Risk, Bonds and Specialist Lines

Bonds In Lieu of Retentions

Performance Bonds

Advance Payment Bonds

Contractors Bonds

Trade Credit

Builders Guarantee

Excess Buyout

Mortgage/Payment Protection

Personal Accident & Sickness

Trauma/Disability

Legal Expenses

Key Person

DOMESTIC POLICIES

For Your Personal Assets

Home

Contents

Private Vehicle

Classic Cars

Motorcycles

Caravans and Motorhomes

Watercraft (Boats, Jetskis)

Renters Insurance

Landlords Insurance

What WE Do

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All Services

Uptime Guarantee

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Secure Backups

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Safe & Secure

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Dedicated Support

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