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Who is your business’ most important person? What would happen to your business if that person was unable to work for a period of time? Small & medium sized businesses, like the majority of Kiwi building firms, generally have one or two people that they depend on...

Most trade businesses start when a builder or tradie, for a whole range of reasons, decides to go out on their own after first working for someone else for a few years. But is your training and experience suitable when it comes to running a business? In this article we outline the insurance basics you need to consider before going out on your own for the first time.

Recent high levels of tools theft have resulted in a substantial increase in insurance claims. We’re urging all tradies to take extra precautions when on site and to ensure your tools are securely locked away, ideally out of sight from the road at night. What’s...

There are some common issues with contract works insurance that often catch builders out. Find out what they are in our latest article.

Alongside good risk reduction measures there are a number of insurance options you can take to reduce the cost of bad debt. Even the most rigorous and disciplined credit management cannot prevent bad debts, so any business with these exposures should ensure they are protected.

No, it’s not your wagon, it’s you and your ability to earn an income. Here are some facts: 4 out of 10 Kiwi men will be off work for at least 6 months at sometime in their life[1] 90% of disability is due to illness not accident[2] ACC only covers accident, not...