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Articles
Ever Heard of the Building Defects Exclusion?
Following the leaky homes crisis of the early 2000s insurers introduced what is known as the “Building defects” exclusion to many different policies. Find out what the implications are for your coverage.
Contractors Bonds Explained
A bond is a guarantee from a third party that if a company fails to deliver on its contractual obligations the bond provider (called a guarantor or surety) will pay instead. It reduces the risks for contracting parties, because they know that if something happens they won’t be left in the lurch.
Statutory Liability – A License Complaint and a WorkSafe Investigation
A brief overview of two license complaints and a WorkSafe claim. This is where statutory liability insurance is important.
Working Out Your Vehicle’s Market Value
Commercial vehicles are usually insured for their market value. What does mean and how can you work it out?
Dial Before You Dig – Two Claim Examples
Two examples of public liability insurance claims for damage to underground services.
A Best Practice Payment Schedule for New Residential Construction
There are always two sides to every story. It’s no different when it comes to payment schedules in a building contract. Getting it right is a balancing act.
Bonds & Guarantees – Winning Clients, Lowering Costs & Reducing Risk In a Recession
While the precise impact of a recession on our construction sector is unknown it will no doubt affect many small businesses as less work is pushed through the pipeline. For savvy business owners there are options to help both reduce risk to their own profitability and give greater confidence to potential customers.
Can I Save Money in a Recession by Cutting Insurance?
Insurance may seem like a cost that can be cut, but make sure you think through the serious implications of doing so.
Reassuring Clients With An Independent Guarantee + Other Ideas To Help Your Business During Difficult Times
Check out how a guarantee can help reassure clients during these uncertain times. Plus, other ideas to help manage your business risk including short term small business loans and ways to improve your cashflow as the economy takes a hit from coronavirus.