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We sometimes have clients asking to remove the automatic allowances within contract works insurance, since they believe they are not relevant to their job. This is a bad idea! What are these allowances? These are the typical ones: Principal Supplied Materials Some...

With the market under pressure from all angles at the moment there are plenty of projects running over their expected completion date. If you don’t remember to extend the contract works insurance then you risk not having cover if something happens after it expires. In...

Contract works insurance is intended to cover accidental damage or loss to the works being built. If you’re thinking that the damage should be covered by the builder’s public liability insurance, this is complicated. Public liability only covers your liability for...

Contract works insurance includes a cessation of work exclusion, which says there is no cover if work has stopped on site for a certain period of time.

Here are 7 things you should remember when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers.

If you want to avoid having to pay the hire company’s damage waiver charges every time then you can arrange your own annual policy to cover hired equipment. This could add up to a reasonable saving depending on the amount you spend on hireage each year and the value...

If you’re a builder with an annual contract works policy (instead of taking out individual policies for each build) it’s important you understand which type of annual policy you have. Any misunderstanding of how your particular policy works could leave you exposed....

Most liability policies cover the legal costs related to a claim under that particular policy, ie. for defending the claim against you.  For example, if you are sued for causing damage to someone’s house, and this damage is covered by public liability insurance, then...