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Articles
Do you have the right insurance as a landscaper?
Managing risk as a landscaper is about more than just having the right insurance. You need to have a good risk assessment process and make sure you appropriately manage the risks that are identified.
Are cracks in the neighbour’s property your problem?
The operation of heavy machinery on a building site can cause vibration at nearby properties, with neighbours subsequently looking for and finding cracks in their property. That doesn’t mean that you are responsible for those cracks. This article explains why.
FAQs from ITM’s 2023 LBP Training Days
We answer the questions: what is the Building Defects Exclusion; when should I have contract works insurance; do I need to have both public liability and contract works insurance; are sub-contractors covered by contract works insurance?
Beware the cap on liability in contracts for professional services
A High Court decision in 2021 reaffirmed the effectiveness of limits on liability imposed in the terms and conditions of professional services firms. Why Is This Important? For builders who engage designers, architects, engineers, surveyors and any other professional...
The cyber threat to small building businesses must be taken seriously
Small businesses are an increasingly attractive and easy target for hackers, where the process to attack thousands of entities all at once is facilitated by software tools and artificial intelligence. Added to that, building businesses often deal with high value transactions, with deposits and progress payments in the tens of thousands of dollars, if not more.
Mental Health is a Serious Risk in Construction
Mental health is a major issue for people, and in particular young men, working in the construction industry. Everyone has a responsibility to try and help those who might be suffering. Mates In Construction have some great resources to help, including a 24/7 free...
Builtin’s Risk Management & Insurance Talk at ITM’s LBP Training Days
This 20 minute video covers the key insurance policies builders need to consider, what they cover and what the gaps are. Insurance is just one part of a broader practice of risk management that business owners need to prioritise. This could involve training, systems, professional service partners, policies and processes. The aim is to ensure every risk is identified, quantified and managed in some way, so there are no surprises!
The Holy Grail for all Business Owners – Eliminating Risk & Uncertainty
Imagine a world where you could run your business without worrying about anything unexpected coming along to knock you off track. No economic downturns, no new government regulations, no natural disasters, no accidents on site, no nightmare customers, no staffing...
Work out the value of your tools
Most builders tools are undervalued and underinsured. Use our smart tools inventory to work out how much your stuff is worth, record evidence of ownership and keep it updated as you buy more.