If you’re a builder with an annual contract works policy (instead of taking out individual policies for each build) it’s important you understand which type of annual policy you have. Any misunderstanding of how your particular policy works could leave you exposed....
Most liability policies cover the legal costs related to a claim under that particular policy, ie. for defending the claim against you. For example, if you are sued for causing damage to someone’s house, and this damage is covered by public liability insurance, then...
