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Articles
5 things to get sorted before you go on holiday
We know from experience our customers are often under pressure to finish projects before Christmas, and with lots on your mind some important things can get over-looked in the rush. These five tips will help ensure nothing that could ruin your holidays falls through...
Are builders responsible for the insurance excess in the building contract?
A recent contract works claim for earthquake damage to a driveway was subject to an excess of $10,000. Depending on the contract terms the builder may have to pay it. In this case, a new home was under construction and nearing completion when an earthquake struck,...
How insurance helped Reece after he collapsed on site…
Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman - a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good. In September 2014, what...
How insurance can protect builders if they breach environmental laws
In 2014 a builder was fined over $10,000 for breaching the Resource Management Act in relation to the renovation of two Auckland properties.
10 year guarantees – what are the benefits for homeowners & builders?
Once again MBIE is looking into the feasibility of making it compulsory for builders to take out insurance. Insurance to protect homeowners that is. This approach is common in Australia, where individual states require builders to be licensed and take out insurance...
Does insurance cover gradual damage?
A high proportion of disputed insurance claims involve gradual damage, and there has been a spate of recent claims involving timber left exposed to weather.
What happens to your income if you get sick? ACC won’t cut it.
80 in every 100 builders have not optimised their ACC and don’t have protection in case of illness. Yet this is one of the biggest risks to your income.
Cyber attacks are becoming a genuine threat to Kiwi trade businesses
Have you taken the simple steps needed to protect your electronic records, email, banking and invoicing data from viruses, hacking or ransomware?
Builtin’s 8 tips on getting your commercial vehicle insurance right
If there’s one asset a tradie will have insured it’s their ute/van/wagon/truck. This article lists 8 tips to help ensure you have the right cover and are getting the best value from your policy.