Articles, Guides, Checklists and Videos

As with any contract of insurance, the devil is in the detail and it’s important you read and understand the terms & conditions contained within it.  Below are three things you may not be aware of that could affect your cover. Cessation of Work Most policies...

Running any kind of business involves a certain degree of risk, and building trades are no exception. Indeed, tradies face additional responsibilities placed on them by the Building Act, such as disclosure requirements, mandatory contract terms and implied warranties....

Attacks on small business have skyrocketed in the last 12 months, as hackers target poorly protected systems for ransom.

From the 31st of March 2017 retention money withheld by a principal or contractor must be held “on trust” until being released to the subcontractor. Retention bonds offer many benefits for principals, contractors & subcontractors, including improved cashflow and no onerous “on trust” obligations.

A number of issues with contract works insurance arose following the Christchurch earthquakes. These are worth highlighting again now.

Whose responsibility it is to arrange construction insurance depends on a number of factors. This 1 minute video and short blog explain it simply.

Who is your business’ most important person? What would happen to your business if that person was unable to work for a period of time? Small & medium sized businesses, like the majority of Kiwi building firms, generally have one or two people that they depend on...