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A Helpful Building Project Insurance Checklist
Every building project involves risk (as does everything in business and in life). The risk may be higher or lower, depending on a whole range of factors, and you will need to eliminate, isolate or minimise these risks through a range of measures. One thing you must...
8 Tips to Protect Your Vehicle & Tools From Getting Nicked
Tradie vehicles are a prime target for thieves, often because they contain expensive and easy to sell tools. And because they are more likely to be left unlocked as workers need to regularly gain access to them. Here are our top tips to reduce the impact on you and your business of falling victim to theft.
Simple policy explanations with examples
The ins and outs of insurance can be confusing for anyone. As with any contract they have to cover a lot of different situations, which means they can be long and difficult to grasp in simple terms. This especially true for liability cover, as events can be incredibly...
Should builders have professional indemnity insurance?
This is a question we’re getting on an almost daily basis. And it’s because more and more builders are coming to appreciate the full scope of their liability.
Have you protected what’s most important to you?
At this time of year it’s common for people to spend time thinking about what’s important to them. For many family is top of the list. Here’s a quick overview of the most common policies, like loss of earnings/income protection, to protect you & your family if something unexpected happens.
5 things to get sorted before you go on holiday
We know from experience our customers are often under pressure to finish projects before Christmas, and with lots on your mind some important things can get over-looked in the rush. These five tips will help ensure nothing that could ruin your holidays falls through...
Are builders responsible for the insurance excess in the building contract?
A recent contract works claim for earthquake damage to a driveway was subject to an excess of $10,000. Depending on the contract terms the builder may have to pay it. In this case, a new home was under construction and nearing completion when an earthquake struck,...
How insurance helped Reece after he collapsed on site…
Reece was a fit, healthy young guy with a busy life and a young family. He had an active, physical job as a builder and was a keen sportsman - a yachtsman, cyclist and runner who had recently completed his first marathon. At 38, life was good. In September 2014, what...
How insurance can protect builders if they breach environmental laws
In 2014 a builder was fined over $10,000 for breaching the Resource Management Act in relation to the renovation of two Auckland properties.