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Proving ownership of your tools & equipment in case of an insurance claim
Too frequently we're managing tools insurance claims where payment is delayed while the customer tries to dig up proof of ownership of the stolen items. A little bit of preparation will save a ton of time and effort if a claim ever does need to be made. Here are some...
Boardroom Risk Management 101 for Construction Companies
One of the most critical responsibilities for any board of directors is to anticipate and manage potential risk to the business. For this reason we advocate for a broader “Business Risk” board meeting standing agenda item, under which health & safety would sit alongside a number of other areas of risk.
What insurance is required when doing renovations?
Managing the risk that comes with doing building work is an important part of any project. Builders need to be aware of all the risks associated with the job and take steps to mitigate them. Ensuring the right insurance is in place is one part of that risk management plan.
The cashflow benefits of premium funding
With inflation eating into disposable incomes along with a reduction in demand across the construction sector, trade businesses are starting to feel the squeeze on their finances. A monthly premium funding agreement is a good way to manage cashflow by spreading your insurance costs throughout the year.
Scammers are targeting insurance payments
With the volume of payments being made by insurers, especially following the recent flooding and cyclone events, it is inevitable that these will be the target of scammers, both online and more traditionally.
What’s likely to happen with insurance premiums in 2023?
2023 has already seen the largest volume of weather-related insurance claims in New Zealand’s history, with claim losses exceeding 2022, which was also a record year. These, along with and other factors, are contributing to significant increases in insurance costs.
Three reasons it’s important to get the details of the other driver in a vehicle accident
Three reasons it's important to get the details of the other driver in a vehicle accident This might seem obvious but when Police attend an accident you may be fooled into thinking that they have it all in hand. Or if the other party (or a witness) takes your details...
AA Roadside Assistance For Business
AA Roadside Assistance for Business AA Business Care provides 24 hour roadside assistance to keep businesses moving. It is specific to each vehicle, so no matter who is driving they can call AA Roadservice if there is a breakdown. For light commercial vehicles...
When It Goes Wrong: A Builders Liability for Mistakes in Design
What liability does a builder face for failures in the design of a construction project?