Seven numbers that will prevent you from going bust

Seven numbers that will prevent you from going bust

Over half of New Zealand construction companies will fail within four years. And 75% will have closed within 10. [1] These are alarming statistics, but unsurprising to many who work within the building industry and understand the risks. From our own experience we know...
The Goldilocks Insurance Package

The Goldilocks Insurance Package

One of the most common questions we get asked is what insurance a builder (or sparky, plumber, roofer, tiler etc) should have. Everyone wants what we call the “Goldilocks Package”: not too little, not too much, but just the right amount. Below is a summary of our...
A Helpful Building Project Insurance Checklist

A Helpful Building Project Insurance Checklist

Every building project involves risk (as does everything in business and in life). The risk may be higher or lower, depending on a whole range of factors, and you will need to eliminate, isolate or minimise these risks through a range of measures. One thing you must...
Simple policy explanations with examples

Simple policy explanations with examples

The ins and outs of insurance can be confusing for anyone. As with any contract they have to cover a lot of different situations, which means they can be long and difficult to grasp in simple terms. This especially true for liability cover, as events can be incredibly...