Why Do Good Businesses Use a Broker?

Why Do Good Businesses Use a Broker?

You might pay a bit more to use the services of an insurance broker compared to buying your insurance directly from an insurer. Is that extra cost worth it? Here are a few reasons why it might be a good investment.   1. Do you really know what you are buying?...
Real Examples of Under Insurance Costing Clients

Real Examples of Under Insurance Costing Clients

It’s been a bad month for under-insurance, with three claim examples that should serve as a reminder to everyone to double check your cover is sufficient. Motor Home Crushed By Falling Tree This sounds like an unlikely scenario, but it is precisely what happened...
Why Use A Broker Vs A Cheap Online Option?

Why Use A Broker Vs A Cheap Online Option?

It’s true. You might pay a bit more to use the services of an insurance adviser compared to buying your insurance directly from an insurer online. Is that extra cost worth it? We think so, and here are a few reasons why: 1. Do you really know what you are...
Changes to the EQC Levy (on House Insurance)

Changes to the EQC Levy (on House Insurance)

From 1 October 2022, the amount of a house insured by EQC is increasing from $150,000 to $300,000 (+ GST). This applies to residential homes that are damaged from natural disasters like earthquakes, volcanic eruptions, tsunamis, natural landslips, and geothermal...
Why does an LBP need insurance?

Why does an LBP need insurance?

A quick skim of past LBP complaint decisions shows that the majority of fines and penalties are due to the LBP failing to supply a Record of Work (quick hint: there is no defence for this). Others are allegations of performing negligent or incompetent work. Some are...