A liability policy pays for the loss that someone else has suffered but that you’re responsible for. With public liability (also known as general or broadform liability) this generally equates to the value of the property that has been damaged. If that property...
It’s not uncommon for accidental damage to potentially be covered under both contract works and liability insurance. Generally, this comes up when a sub-contractor has caused damage to other parts of the work in progress. For example, where the plumber hasn’t fitted...
Hoping for nothing to go wrong is a common strategy used by many unsuccessful businesses. A more effective strategy used by successful business owners is planning for nothing to go wrong. It starts with a mindset of assuming that if something can go wrong it will, so...
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are eight things you should remember: 1. Secure your sites before you go (and take your tools with...
Insurers have different approaches to the way they cover issues of faulty workmanship. This is particularly relevant for contractors that commonly work on or around other people’s property. Which cover is the right one depends on the type of work you’re doing. It is...
