Imagine a world where you could run your business without worrying about anything unexpected coming along to knock you off track. No economic downturns, no new government regulations, no natural disasters, no accidents on site, no nightmare customers, no staffing...
The outcome of legal cases is one of the most common ways that the risk profile of any industry can change. Being aware of the implications of Court decisions on your industry and business is an effective risk management practice. The same applies to new legislation...
Managing risk as a landscaper is about more than just having the right insurance. Physical injury and the proper handling of chemicals, such as fertilisers and sprays must be managed, for example by having good training and procedures in place. The same applies when...
We have had a number of claims over the years where neighbours have alleged that the operation of heavy machinery on an adjacent or nearby building site have caused cracks in their property. In some of these cases the neighbour’s insurer has repaired those cracks and...
Ben Rickard, Construction Expert at Builtin Insurance Brokers, summarises the key questions that arose during ITM’s recent LBP Training Days. What is the Building Defects Exclusion? This is a clause added to all public liability policies (and others) after the leaky...
