by Ben Rickard | Aug 20, 2025 | Insurance
In July 2025 a woman was killed after a boat and trailer broke free from an oncoming vehicle and slammed into her car. This is just the latest in a string of such incidents. In 2022 the death of a nine-year-old girl in a Northland crash was traced back to a badly worn...
by Ben Rickard | Jul 30, 2025 | Insurance
Anyone with domestic house insurance pays for Natural Hazards Insurance, which is a compulsory levy collected by insurers for the Natural Hazards Commission, formerly known as EQC. The NHC covers up to the first $300,000 of damage to an insured home, including land up...
by Ben Rickard | Jul 17, 2025 | Insurance
The “Your Products” exclusion in public/general/broadform liability insurance can be extremely frustrating for builders (and other trades) in some claim situations. It can result in declined claims where the damage or loss suffered by the third party (eg....
by Ben Rickard | Jul 1, 2025 | Insurance
Keep your insurance active before you retire – If a policy isn’t in place when damage happens, you won’t be covered later, even if the claim comes in after retirement. Public Liability (Occurrence-based) insurance – This needs to be active when the damage occurs....
by Ben Rickard | May 14, 2025 | Insurance
We recently helped a new customer change insurer (and broker) after it was discovered that they had been insured, incorrectly, as a project manager rather than a building contractor. It turns out if that customer had needed to make a claim (which fortunately they...
by Ben Rickard | Apr 13, 2025 | Insurance
We’ve had a number of queries recently from builders (and it’s a regular question) asking what happens if their customer doesn’t arrange contract works insurance on a renovation or alteration. As most of you should know by now, when a project involves working on...
