by Ben Rickard | Dec 16, 2025 | Insurance, Risk Management
It’s easy to forget things when you’re thinking about Christmas and the holidays, as well as rushing to finish off projects for demanding customers. Here are ten things you should remember: 1. Secure your sites before you go (and take your tools with you)...
by Ben Rickard | Sep 28, 2025 | Insurance
For the purposes of insurance anything that should be road registered is considered to be a vehicle. That includes trailers. These must be insured on a vehicle insurance policy and won’t be covered under a “mobile assets” or tools and equipment...
by Ben Rickard | Sep 3, 2025 | Insurance
From August 2025 the Government has made it illegal to insure fines levied under the Resource Management Act. Statutory liability policies will still cover associated costs, such as legal fees and expert witnesses and any remediation or reparations ordered by the...
by Ben Rickard | Aug 20, 2025 | Insurance
In July 2025 a woman was killed after a boat and trailer broke free from an oncoming vehicle and slammed into her car. This is just the latest in a string of such incidents. In 2022 the death of a nine-year-old girl in a Northland crash was traced back to a badly worn...
by Ben Rickard | Jul 30, 2025 | Insurance
Anyone with domestic house insurance pays for Natural Hazards Insurance, which is a compulsory levy collected by insurers for the Natural Hazards Commission, formerly known as EQC. The NHC covers up to the first $300,000 of damage to an insured home, including land up...
by Ben Rickard | Jul 17, 2025 | Insurance
The “Your Products” exclusion in public/general/broadform liability insurance can be extremely frustrating for builders (and other trades) in some claim situations. It can result in declined claims where the damage or loss suffered by the third party (eg....
