With the recent Sky City Convention Centre fire a hot topic (ha ha) now is a good time to highlight the expectations insurers generally have around hot work claims. What is it? Hot work is the use of welding, brazing, cutting, grinding, blow lamps, burning off or...
In January 2021 a plumber was awarded $51,749 after being unjustifiably dismissed from his job. The employer expressed concerns about the plumber’s skill level and called a meeting to discuss this. There were differing views over what was said in that meeting. The...
When explaining the liability that builders have for mistakes made by their subbies or consultants we often hear the response “but their insurance should cover that though?” It is wishful thinking in the extreme to assume that someone else’s insurance is going to...
There are a few key triggers that must be met before your liability insurance claim can even be considered. One of them is that a third party (eg. your client) must have suffered a loss. For public liability this is typically due to physical damage you’ve done, that...
There are a few key triggers that must be met before your public liability insurance claim can even be considered. One of them is that the event which triggers the claim is within the policy period. This can be the source of misunderstanding because there are often a...
