by Ben Rickard | Aug 17, 2021 | Insurance
This is an exclusion in most construction and liability policies these days. It stemmed from the leaky homes crisis and effectively excludes any claim where water has penetrated a building through its external envelope. This sucks for trades who are working on this...
by Ben Rickard | Jun 29, 2021 | Insurance
In the year to August 2020 the construction industry was second for injuries that resulted in more than a week off work. It was 5,070 events. That’s over 100 per week! WorkSafe Prosecutions In Construction – 2020 and 2021 In 2020 there were 9 prosecutions of...
by Ben Rickard | Jun 23, 2021 | Insurance
With a large customer base operating in the construction trades we deal with a lot of liability claims. There are some issues that, while not common, could trip you up if you are not aware of them. The Right Occupation Liability and professional indemnity policies...
by Ben Rickard | Jun 14, 2021 | Insurance
There are almost as many names for this type of construction methodology as there are ways of doing it. With construction occurring across multiple sites and transport involving expensive building components there are some intricacies to the insurance programme that...
by Ben Rickard | May 27, 2021 | Insurance
Have you taken the simple steps needed to protect your identity, email, banking and business data from identity thieves, hackers or ransomware? Scammers are targeting builders because they are more likely to send invoices for large one-off amounts that can be...
by Ben Rickard | Apr 12, 2021 | Insurance
On my recent road trip catching up with builders around the lower North Island pretty much everyone raised the issue of supply of materials. This included merchants out of stock, much longer lead times on ordering materials and cost increases across the board. Some of...