Have you protected what’s most important to you?

Have you protected what’s most important to you?

At this time of year it’s common for people to spend time thinking about what’s important to them. For many family is top of the list, which leads on to ensuring they’re looked after if something unexpected throws a spanner into the works. For example, do you have a...

Does insurance cover gradual damage?

A significant proportion of disputed insurance claims involve gradual damage, and there has been a spate of recent claims involving timber left exposed to the elements for long periods of time.  It is important to understand why claims like this are declined and how...