Insurers have different approaches to the way they cover issues of faulty workmanship. This is particularly relevant for contractors that commonly work on or around other people’s property. Which cover is the right one depends on the type of work you’re doing. It is...
Managing risk as a landscaper is about more than just having the right insurance. Physical injury and the proper handling of chemicals, such as fertilisers and sprays must be managed, for example by having good training and procedures in place. The same applies when...
Ben Rickard, Construction Expert at Builtin Insurance Brokers, summarises the key questions that arose during ITM’s recent LBP Training Days. What is the Building Defects Exclusion? This is a clause added to all public liability policies (and others) after the leaky...
Underestimating the cost to replace all your tools if they are stolen or destroyed is very common. They’re accumulated over time and yet when you add them all up our customers are often surprised at the overall value. The bigger items are easy, but add in all...
Managing Risk and Insurance Basics for Apprentices As an apprentice working for a builder, hopefully on wages and not as a contractor, you have less to worry about than the business owner. But if your plan is to go out on your own one day it pays to have at least a...
Too frequently we’re managing tools insurance claims where payment is delayed while the customer tries to dig up proof of ownership of the stolen items. A little bit of preparation will save a ton of time and effort if a claim ever does need to be made. Here are...
