The importance of extending your contract works insurance A recent contract works insurance claim was declined because the damage happened after the end date on the policy. The cover had already been extended twice, but with only a few bits left to do the builder had...
According to construction insurer MECON, 45% of building failures are a result of design issues. Without professional indemnity (PI) cover builders run the serious risk of being uninsured when they are dragged into litigation over defective design. Typically, an owner...
With the recent Sky City Convention Centre fire a hot topic (ha ha) now is a good time to highlight the expectations insurers generally have around hot work claims. What is it? Hot work is the use of welding, brazing, cutting, grinding, blow lamps, burning off or...
In January 2021 a plumber was awarded $51,749 after being unjustifiably dismissed from his job. The employer expressed concerns about the plumber’s skill level and called a meeting to discuss this. There were differing views over what was said in that meeting. The...
When explaining the liability that builders have for mistakes made by their subbies or consultants we often hear the response “but their insurance should cover that though?” It is wishful thinking in the extreme to assume that someone else’s insurance is going to...
